Who are banks competing against in payments now?

For several decades, incumbent banks have held a comfortable leadership position in payments. But the rapid growth of digital payments has signalled opportunity for new market entrants to attack this status quo….

Simon Wilson

23 March 2021


The European Payments Initiative – Back to the Future

In July 2020, a group of sixteen major European banks from five Euro countries announced the launch of the European Payments Initiative (EPI) with the aim of creating a unified payment solution…

Michel Vaja

10 March 2021


Celebrating the women at Icon Solutions

Financial and technological industries have always been male dominated, with men at the forefront of key projects and making up most of the workforce. Although things have improved over the years with…

Melisa Madambi

8 March 2021


Competing in Payments

For decades, incumbent banks have held a leadership position in the payments business and enjoyed high fees, healthy margins and limited competition. But as the payments ecosystem expands, these incumbents find themselves competing…

Simon Wilson

18 February 2021


The clash of the frameworks

Setting the scene In the third part of our series exploring the motivations, architecture and principles driving the development of IPF, Pat Altaie, Senior Consultant, discusses the benefits of using interoperable programming…

Patrick Altaie

14 January 2021


2021 Predictions: Realising the Value of Payments Transformation

It has been said that prediction is very difficult, especially if it’s about the future. The unprecedented events of 2020 demonstrated quite how difficult it can be. The monumental uplifts in digital…

Simon Wilson

6 January 2021