Whitepapers

The move towards payments digitization in the US

Post Covid-19 there will be no return to the norms of 2019 for banks in the US; with the impact on the behavior and expectations of customers resulting in an overwhelming demand…

Lauren Jones

9 September 2020

Whitepapers

Busting the Myths of Payments Transformation

Payments transformation has emerged as perhaps both the single biggest opportunity, and challenge, for banks. Given the proven link between successful payments transformation and payments profitability the potential rewards are huge. But…

Simon Wilson

9 June 2020

Whitepapers

Maximising the value of investments in instant payments

Instant payments is no longer the new kid on the block, with over 40 schemes around the world. The question now is how do banks make a return on the investment they’ve…

Lauren Jones

20 February 2020

Whitepapers

Leveraging ISO 20022 to extract value from data

The payments industry relies on data every day. It is through this data that consumers are able to receive salaries, pay bills and make purchases. But financial institutions are under increasing demand…

Lauren Jones

3 October 2019

Whitepapers

Central Banks and Distributed Ledger Technology

Can Distributed Ledger Technologies (DLT) be the basis for a revolution in cross-border payments?  Cross-border payments and the correspondent banking model have not kept pace with advances in domestic payments such as…

Hussam Kamel

30 July 2019

Whitepapers

Regulatory Fragmentation and Real-Time Payments

There is a lively debate on whether the modern real-time payment infrastructures came into being through regulation or out of commercial necessity and end-user demand. Although regulators are almost always involved in…

Gene Neyer

26 September 2018

Whitepapers

Creating a Next-Gen Payments Platform for an Evolving…

The convergence of Open Banking, PSD2 and instant payments are giving rise to new use cases in the payments industry on an almost daily basis. The creation of new customer centric value-added…

Aniruddha Maheshwari

31 May 2018

Whitepapers

ISO 20022: The good, the bad and the…

  You would think from the many articles, discussion panels and chaotic clamour regarding ISO 20022 in recent years, that it was the new kid on the block. However, ISO 20022 has been slowly…

Lauren Jones

29 March 2018

Whitepapers

Global Payments: Spotlight on Colombia

Lauren Jones, Icon’s International Payments Ambassador has created a country profile on Colombia and their payments market. This paper shares key facts and figures on their payments system, including modernisation plans for…

Lauren Jones

14 November 2017