Moving from legacy to modern technology is complex. You require richer functionality but also need more flexibility. You want to be able to move at speed, but with lower risk. You need to meet ever rising regulatory and industry demand, be that introducing overlay services, grasping the opportunity of PSD2 and Open Banking or leveraging new real-time rails and methods of payment. And you need to do all of this whilst reducing costs. So how do we simplify these complexities?

Follow Icon's Principles for Payment Transformation:

Icon’s focus is to assist banks in the design and implementation of real-time payment architectures that meet the rigorous demands of the highly digitalised, open and disruptive world in which financial institutions operate.

In this context and with this experience Icon developed IPF, a new generation payments platform which empowers payment providers to serve customers by delivering personalised new payment services quickly, at low cost and with minimal risk.

The solution is built transparently, leveraging modern open source technology to provide flexibility, scalability, and exceptional resilience. The ease of integration into legacy environments allows the harnessing of existing assets where appropriate.