When it comes to new ways to pay, consumers are making their preferences known. Overwhelmingly, today’s customers want fast, easy, and secure transactions and are increasingly willing to try new and emerging…

Central banks across the globe are exploring and testing Distributed Ledger Technology (DLT) to provision Central Bank Digital Currencies (CBDC). In this blog, Arjeh van Oijen, Head of Product Management, and Atul…

Request to Pay services – which allow payees to initiate requests for payments within a secure messaging channel – are creating opportunities for enhanced payment experiences. And a recent Icon survey of…

The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when…

Data-driven services have transformed the retail banking experience, and are now firmly on the agenda for corporate treasurers. A recent survey by Icon Solutions found that 79% of banks recognise expectations from corporate clients…

The more things change, the more they stay the same. Looking back at 2021 – which promised to be the year that the industry realised the full potential of data-driven transactions, instant…

When I was at school, nobody came in from the outside working world to explain what all this learning would lead to. We didn’t know how the subjects we studied would influence…

As global trade, investment and commerce have boomed over recent decades, cross-border payments have become foundational to the world economy. The Economist reports that some $140 trillion moved across borders in the…

Market forces are driving banking innovations which promise significant downstream benefits for corporates. Banks are facing intense competition, with 8% of corporates already reporting that they are using non-bank specialists for credit…