IPF is a low-code based framework that enables banks to develop their own payment processing solution by leveraging the IPF software development kit and any desired optional modules or ready-made scheme packs. This can be done by the banks themselves or with help from Icon or an SI.
It’s a fundamentally different approach to traditional vendors with Icon's SDK being in integral part of the bank’s CI/CD pipeline. This limits vendor technology lock-in but still enables banks to leverage Icon's payments strategy and architecture pedigree.