The Icon Payments Framework (IPF) - the payments solution putting global banks in control


IPF is a low-code based framework that enables banks to develop their own payment processing solution by leveraging the IPF software development kit and any desired optional modules or ready-made scheme packs. This can be done by the banks themselves or with help from Icon or an SI.


It’s a fundamentally different approach to traditional vendors with Icon's SDK being in integral part of the bank’s CI/CD pipeline. This limits vendor technology lock-in but still enables banks to leverage Icon's payments strategy and architecture pedigree.

See how IPF can help control your build, your cost and your risk

IPF, the payments framework that puts banks in control

Low code

Increased agility and speed to market

Proven low TCO, leveraging open-source technology

Cloud native

What makes IPF different?

Key differentiating features

IPF allows business and technical users to collaborate to flexibly define the bank workflows where the code itself is generated automatically, along with documentation and test scenarios as well as rendering a graphical representation in real time as the flow is defined. 

  • Unique payments domain specific language (DSL) leveraging JetBrains MPS
  • Icon’s DSL puts clients in control, enabling payments experts and developers to jointly define process flows, ideal for a modern collaborative Agile delivery approach
  • The Process Flow Build Tool uses Process Flow Customisations as input to automatically generate:
  • source code to run the process in IPF
  • BDD test scenarios
  • flow diagram as visual representation of the flow
  • documentation of the process flow

Annual Report 2024

Download our Annual Report to understand how Icon has continued to put banks at the forefront of payments transformation in 2023-24, including the investments we are making to support more customers globally, and our ongoing commitment to people and purpose. This includes our new strategic partnerships with NatWest and Citi, latest IPF product developments, how our Services team is steering and delivering technology transformation, our continued support of grassroot initiatives and more.

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IPF IN ACTION

Case Study

Read how Icon successfully transformed global tier 1 bank, BNP Paribas', payments landscape with payments platform, IPF. Winner of the IBS Intelligence Fintech Innovation Awards 2021 for our payments solution, IPF and our implementation with BNP Paribas.

READ MORE ON BNP PARIBAS

THE ICON PAYMENTS PODCAST

A deep dive into the people and technology that underpin IPF

IPF: ACCELERATING PAYMENTS TRANSFORMATION

From consolidation to collaboration

FACTSHEET

Would you like to see a demo of IPF?

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News

Icon Solutions Publishes 2023-24 Annual Report

Icon Solutions has published its 2023-24 Annual Report, demonstrating how new strategic partnerships, product and service innovations, and an ongoing commitment to its people and customers have provided a foundation for the next phase of global growth.

Read more