From Build vs Buy to "My Payments, My Way"
The question we used to ask For years, the opening conversation with a bank considering payments mod...
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Why UK banks must close the data governance gap
UK banks are facing mounting enforcement action directly attributable to failures in data quality an...
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Shaping the future of UK retail payments
Learn how the Retail Payments Infrastructure Board is shaping the future of UK retail payments, focusing on core infrastructure and strategic innovati...
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The Digital Euro: Transforming Europe’s Payments Landscape
Explore the implications of the digital euro as it transforms European payments, ensuring public money remains accessible in a digital age.
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A Step Closer to Reality? Update on the UK's National Payment Vision
The RPIB will develop the full strategy for the UK’s retail payments infrastructure, establishing clear priorities and timelines.
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Implementing Verification of Payee: challenges & recommendations
Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.
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Navigating Verification of Payee: UK, EU and globally
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.
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Regulation, opportunities and accelerating payments transformation – takeaways from our IPF Day
Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.
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Evolving the bank: Beyond the EU Instant Payments Regulation (IPR)
This blog explores the EU's Instant Payments Regulation and key challenges for banks along with what banks can do to resolve them.
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‘PSD3’ or should that be ‘PSR1’? The EU’s updated payments regulations
On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.
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Competition in payments: the rise of A2A payments and the role of regulation
In order to create a market where new schemes like Account-to-Account payments can compete, regulation must play a central role.
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What are the key considerations for adopting Request to Pay technology?
Considering Request to Pay? Here are the key factors for adoption, from technology and standards to consumer demand and industry readiness.
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Open Banking - Learning from past successes
Open Banking is transforming the financial services market. There is no doubt about that.
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PSD2 Set to Topple Europe’s ‘House Of Cards’ by 2027
PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.
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PSD2 and Instant Payments - Membership has its privileges
In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).
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The ERPB Highlights the Holes in PSD2
Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.
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PSD2 and SCTInst: A threat to card payments in Europe?
PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will be able to pay directly from their bank accounts...
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The Treasury’s view of PSD2: A step in the right direction?
As a European directive, PSD2 has to be transposed into UK law.