Why AI agents need a context layer in financial services
Many banks have taken agentic AI to proof of concept, but far fewer have taken it into production. T...
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Sibos 2026: Why scalability and resiliency is more important than ever
Another Sibos has been and gone. And now it’s time for the industry to digest and reflect on the int...
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Shaping the future of UK retail payments
Learn how the Retail Payments Infrastructure Board is shaping the future of UK retail payments, focusing on core infrastructure and strategic innovati...
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The Digital Euro: Transforming Europe’s Payments Landscape
Explore the implications of the digital euro as it transforms European payments, ensuring public money remains accessible in a digital age.
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A Step Closer to Reality? Update on the UK's National Payment Vision
An update on the UK's National Payments Vision: what the new Retail Payments Infrastructure Board means for banks planning payments modernisation.
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Implementing Verification of Payee: challenges & recommendations
Verification of Payee (VoP) is now required in SEPA under the EU Instant Payments Regulation. Key implementation challenges and our recommendations.
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Navigating Verification of Payee: UK, EU and globally
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.
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Regulation, opportunities and accelerating payments transformation – takeaways from our IPF Day
Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.
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Evolving the bank: Beyond the EU Instant Payments Regulation (IPR)
This blog explores the EU's Instant Payments Regulation and key challenges for banks along with what banks can do to resolve them.
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‘PSD3’ or should that be ‘PSR1’? The EU’s updated payments regulations
The European Commission's PSD3 and Payment Services Regulation (PSR1) proposals explained: what changes from PSD2 and what banks need to prepare f...
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Competition in payments: the rise of A2A payments and the role of regulation
In order to create a market where new schemes like Account-to-Account payments can compete, regulation must play a central role.
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What are the key considerations for adopting Request to Pay technology?
Considering Request to Pay? Here are the key factors for adoption, from technology and standards to consumer demand and industry readiness.
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Open Banking - Learning from past successes
Open Banking is transforming the financial services market. There is no doubt about that.
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PSD2 Set to Topple Europe’s ‘House Of Cards’ by 2027
PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.
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PSD2 and Instant Payments - Membership has its privileges
In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).
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The ERPB Highlights the Holes in PSD2
Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.
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PSD2 and SCTInst: A threat to card payments in Europe?
PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will be able to pay directly from their bank accounts...
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The Treasury’s view of PSD2: A step in the right direction?
As a European directive, PSD2 has to be transposed into UK law.