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Adventures in AI apathy

Like most others, I was amazed in early 2023 when Microsoft released Bing Chat (now Copilot), whose ...

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From Build vs Buy to "My Payments, My Way"

The question we used to ask For years, the opening conversation with a bank considering payments mod...

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Post-PSD2: What Will Banking Look Like?

The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space.

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PSD2, RTS and SDC: confusion reigns

Over the last couple of weeks the media agenda has been dominated by Payment Services Directive Two (PSD2), and unfortunately not for the right reason...

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PSD2 - Powered By Pixie Dust

I was recently on a panel at NextGen Banking Nordics, discussing PSD2 where I was pretty critical of the draft Regulatory Technical Standards (RTS).