Commercial VRPs: The next phase of Open Banking
On 2nd June 2026, UK Payments Initiative Ltd (UKPI) announced the launch of a new payment scheme des...
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Fragmentation: The Hidden Barrier to Digital Money at Scale
Digital asset adoption across Europe is gathering real pace. Regulatory frameworks are maturing, pil...
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PSD2 - Powered By Pixie Dust
I was recently on a panel at NextGen Banking Nordics, discussing PSD2 where I was pretty critical of the draft Regulatory Technical Standards (RTS).