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Smart Routing in Payments

This paper explores how implementing pre-processing as a single, strategic layer in the payments val...

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Design patterns for payments processing: Orchestration vs Choreography

This paper highlights: Key requirements for building a successful payments processing solution Detai...

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Whitepapers

Smart Routing in Payments

How smart routing and pre‑processing optimise authorisation, lower costs, and improve success rates across complex payment networks.

Whitepapers

Design patterns for payments processing: Orchestration vs Choreography

A comparison of orchestration and choreography for payments processing, with design guidance to improve resilience and agility.

Whitepapers

Building your own payments solution

A structured guide to building in‑house payments capability, covering architecture choices, operating models, and delivery governance.

Whitepapers

Citi: Delivering improved experience through generative AI

Explore how Citi leverages generative AI to improve payments experiences, streamline operations, and support scalable innovation.

Whitepapers

Developing A Futureproof Payments Market Infrastructure

Approaches to develop future‑proof market infrastructure, addressing interoperability, performance, and long‑term operating efficiency.

Whitepapers

Competing in Payments

Competing in payments e-book — strategies for banks to stay ahead in a rapidly evolving ecosystem.

Whitepapers

The move towards payments digitization in the US - it's time to accelerate

Payments digitisation in the US — whitepaper exploring challenges, opportunities and transformation.

Whitepapers

Busting the Myths of Payments Transformation

Busting the myths e-book — separating fact from fiction in payments transformation and modernisation.

Whitepapers

Maximising the value of investments in instant payments

Maximising value from instant payments — strategies for banks to unlock revenue and customer value.

Whitepapers

Leveraging ISO 20022 to extract value from data

Leveraging ISO 20022 — whitepaper offering insights into migration, challenges and benefits.

Whitepapers

Central Banks and Distributed Ledger Technology

Central banks and DLT — whitepaper explores opportunities, challenges and the future of digital currencies.

Whitepapers

Regulatory Fragmentation and Real-Time Payments

Regulatory fragmentation and real-time payments — how inconsistencies challenge adoption and innovation.

Whitepapers

Creating a Next-Gen Payments Platform for an Evolving Digital Economy

Leveraging instant payments and open banking — how banks can innovate, monetise and compete.

Whitepapers

ISO 20022: The good, the bad and the better

ISO 20022 — the good, the bad and the better — whitepaper exploring challenges and opportunities.

Whitepapers

Global Payments: Spotlight on Colombia

Global Payments Spotlight: Colombia — research into payments trends, challenges and innovation.

Whitepapers

Spotlight on Central America

Spotlight on Central America SIP — whitepaper on infrastructure, adoption and payments transformation.