Research

Research on AI in payments, highlighting efficiency gains, risk mitigation, and how banks can adopt AI responsibly across the value chain.

Research examining low‑code approaches to speed payments innovation, reduce delivery risk, and scale change across complex environments.

Research exploring payment processing as a business for banks, including revenue models, cost dynamics, and operating considerations.

Research exploring how to get the most out of your payments data and why investment in payments data monetisation is growing.

Payments Transformation Race research explores who is leading in innovation, technology and strategy across global payments.

Insights from early adopters on implementing instant payments — lessons for banks worldwide.

Real-time payments in the US and Canada — research reveals progress, challenges and opportunities for adoption.

Payments research from Icon — deep insights into trends, challenges and opportunities shaping the industry.