Adventures in AI apathy
Like most others, I was amazed in early 2023 when Microsoft released Bing Chat (now Copilot), whose ...
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From Build vs Buy to "My Payments, My Way"
The question we used to ask For years, the opening conversation with a bank considering payments mod...
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From Build vs Buy to "My Payments, My Way"
Explore the evolving landscape of payments modernisation, focusing on the build vs. buy debate and how banks can leverage flexible frameworks for succ...
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We invested in cookie cutters. Now the code writes itself.
Discover how streamlining code development with common modules and a Maven archetype significantly improves efficiency in creating payment scheme pack...
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Fragmentation: The Hidden Barrier to Digital Money at Scale
Explore the challenges of fragmentation in digital payments and how banks can unify their infrastructure to harness the full potential of digital asse...
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Can banks actually handle Tokenised Money - or just talk about it?
Banks face urgent challenges and opportunities with the rise of stablecoins in payments. Discover strategies to adapt and thrive in this evolving land...
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Any payment, anytime, anywhere: The case for a framework-led approach
A framework-led approach to payments infrastructure helps banks navigate a fragmented, regulated landscape, ensuring resilience and future readiness.
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Refresh, Don’t Rip: A Smarter Payments Transformation
Transform payments with a gradual, framework-led approach, minimizing risk, reducing costs, and enhancing adaptability in an evolving financial landsc...
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Sibos 2025: The Case for Consolidation Continues to Build
Banks must consolidate payment infrastructure to support diverse digital assets and enhance cross-border payments efficiency, as highlighted at Sibos ...
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The future of AI payments solutions: Driving intelligent payment platforms with IPF and Generative AI
Discover how Generative AI and IPF are revolutionizing payment solutions, enabling developers to focus on complex problems while automating mundane ta...
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Smart Routing in Payments: What It Is and Why Banks Need It
Customers want payments to be quick and reliable, knowing their money will reach its destination without issues.
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Building a payments solution: payment development frameworks
In an effort to better control their costs and risks, Tier 1 banks have increasingly shifted over the past decade.
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Building a payments solution: Key considerations for success
Building a payments solution: an exploration into the challenges of an in-house build, based on the experience of a payments engineer.
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An architect’s view on payments transformation with IPF
Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.
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Customer-centric innovation - why our IPF Client Days matter to us
Last month, Icon hosted its IPF Client Day, exploring the latest business trends and discussing new product innovations as part of the IPF roadmap.
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It’s time to revisit the order management concept
Where is your bank on the order management (or pre-processing, or initiation management – whichever you prefer) maturity scale?
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Reactive Systems: It’s Actors All the Way Down
Explore technical learnings from developing Icon’s Instant Payments Framework (IPF), a resilient, always-on instant payments solution.