Building faster isn’t the same as delivering value
Rethinking the payment delivery operating model There’s no shortage of opinion on AI in payments, an...
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Why AI agents need a context layer in financial services
Many banks have taken agentic AI to proof of concept, but far fewer have taken it into production. T...
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Sibos 2026: Why scalability and resiliency is more important than ever
Explore how banks can enhance payment systems' scalability and resilience, ensuring efficiency and reliability in a rapidly evolving payments land...
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From Build vs Buy to "My Payments, My Way"
Explore the evolving landscape of payments modernisation, focusing on the build vs. buy debate and how banks can leverage flexible frameworks for succ...
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We invested in cookie cutters. Now the code writes itself.
Discover how streamlining code development with common modules and a Maven archetype significantly improves efficiency in creating payment scheme pack...
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Fragmentation: The Hidden Barrier to Digital Money at Scale
Explore the challenges of fragmentation in digital payments and how banks can unify their infrastructure to harness the full potential of digital asse...
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Can banks actually handle Tokenised Money - or just talk about it?
Stablecoins have moved from speculation to real payments. What tokenised money means for banks, from deposit flight to core banking integration.
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Any payment, anytime, anywhere: The case for a framework-led approach
Banks must support more payment rails than ever. Why a payment framework-led approach builds resilience for instant, cross-border and digital money.
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Refresh, Don’t Rip: A Smarter Payments Transformation
Transform payments with a gradual, framework-led approach, minimizing risk, reducing costs, and enhancing adaptability in an evolving financial landsc...
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Sibos 2025: The Case for Consolidation Continues to Build
Banks must consolidate payment infrastructure to support diverse digital assets and enhance cross-border payments efficiency, as highlighted at Sibos ...
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The future of AI payments solutions: Driving intelligent payment platforms with IPF and Generative AI
How Generative AI and the Icon Payments Framework (IPF) work together in AI payments solutions – and why AI alone is no magic bullet for development.
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Smart Routing in Payments: What It Is and Why Banks Need It
Customers want payments to be quick and reliable, knowing their money will reach its destination without issues.
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Building a payments solution: payment development frameworks
In an effort to better control their costs and risks, Tier 1 banks have increasingly shifted over the past decade.
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Building a payments solution: Key considerations for success
Building a payments solution: an exploration into the challenges of an in-house build, based on the experience of a payments engineer.
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An architect’s view on payments transformation with IPF
Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.
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Customer-centric innovation - why our IPF Client Days matter to us
Last month, Icon hosted its IPF Client Day, exploring the latest business trends and discussing new product innovations as part of the IPF roadmap.
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It’s time to revisit the order management concept
Where is your bank on the order management (or pre-processing, or initiation management – whichever you prefer) maturity scale?
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Reactive Systems: It’s Actors All the Way Down
Explore technical learnings from developing Icon’s Instant Payments Framework (IPF), a resilient, always-on instant payments solution.