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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...

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Navigating change in an uncertain world

Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...

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Gradual Payments Transformation

Refresh, Don’t Rip: A Smarter Payments Transformation

Transform payments with a gradual, framework-led approach, minimizing risk, reducing costs, and enhancing adaptability in an evolving financial landsc...

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Sibos 2025

Sibos 2025: The Case for Consolidation Continues to Build

Banks must consolidate payment infrastructure to support diverse digital assets and enhance cross-border payments efficiency, as highlighted at Sibos ...

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Sibos 2025: Time to Consolidate Your Payments Infrastructure

As Sibos 2025 approaches, banks must shift from compliance to consolidation. Discover how unified payments infrastructure drives resilience and growth...

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A vision for architecture in the new AI-augmented world

As with every paradigm-shifting technology, AI brings with it both game-changing opportunities, but also well-founded concerns.

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Key considerations for the adoption of digital currencies

Icon’s Arjeh van Oijen examines how digital currencies drive new clearing models and why interoperability is now a top priority for banks.

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Why the U.S. has reached a real-time tipping point

Why the U.S. has reached a real-time tipping point: Takeaways from Nacha’s Smarter Faster Payments conference.

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Tooling up with AI to get a grip on your architecture

“Legacy” is a term often applied to IT, and it brings up connotations of complexity, fragility, rigidity.

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Time for a Mindset Shift in High-Value Payments Processing

High-value payments are vital to banks and economies. Explore challenges, risks, and the capabilities needed for secure, seamless processing.

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Smart Routing in Payments: What It Is and Why Banks Need It

Customers want payments to be quick and reliable, knowing their money will reach its destination without issues.

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Building a payments solution: Understanding the rise of payment development frameworks

In an effort to better control their costs and risks, Tier 1 banks have increasingly shifted over the past decade.

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Building a payments solution: Key considerations for success

Building a payments solution: an exploration into the challenges of an in-house build, based on the experience of a payments engineer.

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Takeaways from Icon’s US payments conference

This month Icon hosted its annual payments conference in New York. These are the key takeaways.

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Delivering future-proof payments modernisation successfully

Banks are taking payments modernisation in-house to control of costs and risk. How can banks successfully approach their in-house builds?

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Wero: The EU's ambition to rattle credit cards behemoths

At the heart of EPI's efforts is Wero, a digital wallet, mobile app. Wero offers users convenient and secure Peer-to-Peer, e-commerce, and POS pay...

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Why there has never been a better time to consider becoming a direct participant of CHAPS

This blog explores why Payment Service Providers (PSPs) may now wish to consider becoming CHAPS direct participants.

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Commercial Variable Recurring Payments and the implications for banks

This blog explores the opportunities that stand to be realised in the case of commercial Variable Recurring Payments.