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Why AI agents need a context layer in financial services

Many banks have taken agentic AI to proof of concept, but far fewer have taken it into production. T...

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Sibos 2026: Why scalability and resiliency is more important than ever

Another Sibos has been and gone. And now it’s time for the industry to digest and reflect on the int...

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Wero: The EU's ambition to rattle credit cards behemoths

At the heart of EPI's efforts is Wero, a digital wallet, mobile app. Wero offers users convenient and secure Peer-to-Peer, e-commerce, and POS pay...

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National Payments Vision: A constructive step forward

HM Treasury published its National Payments Vision report on 14 November 2024, immediately after the Chancellor gave this year’s Mansion House Speech....

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Why there has never been a better time to consider becoming a direct participant of CHAPS

This blog explores why Payment Service Providers (PSPs) may now wish to consider becoming CHAPS direct participants.

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Commercial Variable Recurring Payments and the implications for banks

This blog explores the opportunities that stand to be realised in the case of commercial Variable Recurring Payments.

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Regulation, opportunities and accelerating payments transformation – takeaways from our IPF Day

Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.

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Sibos 2024: Darren Capehorn in conversation with Mark Brant

In 2024, Sibos is opening its doors in Beijing, marking the first time that China's capital is hosting the event.

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AFP Nashville 2024 – what do corporate clients want from their bank?

At AFP 2024, Icon’s Arjeh van Oijen highlights how corporate banks can deepen client relationships and evolve from service providers to strategic part...

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How SEPA OCT Inst is transforming cross-border payments

The SEPA One-Leg-Out Instant Credit Transfer (OCT Inst) scheme explained: how it differs from SEPA Inst and what it means for cross-border payments.

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Developments in cross-border payments and the evolving landscape

Key points on the Bank of England's approach to innovation in payments across wholesale, retail and cross-border, and what this means for UK banks...

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Evolving the bank: Beyond the EU Instant Payments Regulation (IPR)

This blog explores the EU's Instant Payments Regulation and key challenges for banks along with what banks can do to resolve them. 

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Stability first: Exploring the Bank of England’s approach to payments innovation

How the Bank of England approaches innovation in money and payments – wholesale, retail and cross-border – and why stability comes first.

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Transforming ISO 20022 payments data for better reporting and analysis

Why ISO 20022 message structures are hard to report on, and how an ISO 20022 data model makes payments data easier to query and analyse.

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The Journey of Canada RTR and UK NPA Real-Time Payments

Payments Canada's Real-Time-Rail (RTR) is the country's new real-time payment system, enabling account-to-account (A2A) money transfers.

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2023/24 recap: setting the stage for innovation and growth

Review key developments from 2023–24 and see how banks can position themselves for innovation, growth, and resilience in a changing payments landscape...

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EBADay or Groundhog Day?

Celent survey: 73% of corporate banks see revenue gains from analytics, with AI and automation leading future investment.

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The Future of Payments - Time to Take Off the Blinkers

Instant payments, characterised by their speed and availability, are transforming the financial landscape across the globe.