Adventures in AI apathy
Like most others, I was amazed in early 2023 when Microsoft released Bing Chat (now Copilot), whose ...
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From Build vs Buy to "My Payments, My Way"
The question we used to ask For years, the opening conversation with a bank considering payments mod...
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Tooling up with AI to get a grip on your architecture
“Legacy” is a term often applied to IT, and it brings up connotations of complexity, fragility, rigidity.
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EBAday 2025: Why Banks Must Focus on Resiliency, Flexibility and Consolidation
Banks with a broader focus on consolidation can ensure their payment processing systems are able to support any payment, anytime, anywhere.
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Time for a Mindset Shift in High-Value Payments Processing
High-value payments are vital to banks and economies. Explore challenges, risks, and the capabilities needed for secure, seamless processing.
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Smart Routing in Payments: What It Is and Why Banks Need It
Customers want payments to be quick and reliable, knowing their money will reach its destination without issues.
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Building a payments solution: payment development frameworks
In an effort to better control their costs and risks, Tier 1 banks have increasingly shifted over the past decade.
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Building a payments solution: Key considerations for success
Building a payments solution: an exploration into the challenges of an in-house build, based on the experience of a payments engineer.
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Takeaways from Icon’s US payments conference
This month Icon hosted its annual payments conference in New York. These are the key takeaways.
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Can banks improve experiences with GenAI?
Applications based on transformers, a type of neural network architecture optimised for natural language processing have captured interest in Gen AI
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Implementing Verification of Payee: challenges & recommendations
Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.
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Exploring the rise to real-time at Icon’s U.S payments conference
On the journey to real-time payments in the U.S and the growth opportunities that can be realised amid evolving customer demands for 24/7 instant paym...
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An architect’s view on payments transformation with IPF
Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.
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Navigating Verification of Payee: UK, EU and globally
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.
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Designing a global payment solution with multi-entity support
Using IPF, we built a single codebase for a global tier-1 bank, enabling config-only, multi-entity deployments across regions and legal entities.
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Delivering future-proof payments modernisation successfully
Banks are taking payments modernisation in-house to control of costs and risk. How can banks successfully approach their in-house builds?
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Reflecting on Sibos: A fireside chat with Icon and NatWest
Icon co-founder Darren Capehorn, and Mark Brant, Chief Payments Officer at NatWest, caught up after Sibos in Beijing to compare notes.
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Wero: The EU's ambition to rattle credit cards behemoths
At the heart of EPI's efforts is Wero, a digital wallet, mobile app. Wero offers users convenient and secure Peer-to-Peer, e-commerce, and POS pay...