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Data-Modelling: fundamental to Enterprise Change

How data-modelling acts as a focal point for success

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The Fintech Trends Shaping 2026: My Payments, My Way

The payments industry is approaching a decisive inflection point. In 2026, three forces – the mass a...

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Smart Routing in Payments: What It Is and Why Banks Need It

Customers want payments to be quick and reliable, knowing their money will reach its destination without issues.

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Building a payments solution: payment development frameworks

In an effort to better control their costs and risks, Tier 1 banks have increasingly shifted over the past decade.

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Building a payments solution: Key considerations for success

Building a payments solution: an exploration into the challenges of an in-house build, based on the experience of a payments engineer.

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Takeaways from Icon’s US payments conference

This month Icon hosted its annual payments conference in New York. These are the key takeaways.

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Can banks improve experiences with GenAI?

Applications based on transformers, a type of neural network architecture optimised for natural language processing have captured interest in Gen AI

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Implementing Verification of Payee - Challenges and Recommendations

Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.

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Exploring the rise to real-time at Icon’s U.S payments conference

On the journey to real-time payments in the U.S and the growth opportunities that can be realised amid evolving customer demands for 24/7 instant paym...

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An architect’s view on payments transformation with IPF

Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.

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Navigating Verification of Payee: UK, EU and globally

Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.

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Designing a global payment solution with multi-entity support

Using IPF, we built a single codebase for a global tier-1 bank, enabling config-only, multi-entity deployments across regions and legal entities.

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Delivering future-proof payments modernisation successfully

Banks are taking payments modernisation in-house to control of costs and risk. How can banks successfully approach their in-house builds?

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Reflecting on Sibos: A fireside chat with Icon and NatWest

Icon co-founder Darren Capehorn, and Mark Brant, Chief Payments Officer at NatWest, caught up after Sibos in Beijing to compare notes.

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Wero: The EU's ambition to rattle credit cards behemoths

At the heart of EPI's efforts is Wero, a digital wallet, mobile app. Wero offers users convenient and secure Peer-to-Peer, e-commerce, and POS pay...

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National Payments Vision: A constructive step forward

HM Treasury published its National Payments Vision report on 14 November 2024, immediately after the Chancellor gave this year’s Mansion House Speech....

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Why there has never been a better time to consider becoming a direct participant of CHAPS

This blog explores why Payment Service Providers (PSPs) may now wish to consider becoming CHAPS direct participants.

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Commercial Variable Recurring Payments and the implications for banks

This blog explores the opportunities that stand to be realised in the case of commercial Variable Recurring Payments.