Blogs

Payments – an unexpected catalyst for innovation

Germany is undergoing something of a fintech renaissance with startups like challenger bank Number 26 taking advantage of the culture of innovation fostered in cities like Berlin. This spirit of innovation is…

Richard Dear

5 November 2018

Blogs

Displacing card payments – beyond just technology

  At Icon we firmly believe that the combination of APIs and Instant Payments will provide a powerful alternative to card payments, particularly in e-and m-commerce. And it’s not just our belief…

Tom Hay

29 October 2018

Blogs

Monetising the UK’s new Request to Pay (RtP)…

Having just attended the Pay.UK (formerly known as New Payment System Operator (NPSO)) progress update event, there seems to be a good amount of excitement, anticipation and intrigue around the launch of the New…

Aniruddha Maheshwari

23 October 2018

Blogs

FedPayments forum guiding the US toward a faster,…

Last week I attended the Federal Reserve’s inaugural FedPayments Improvement Community Forum in Chicago which had six Fed COOs participating and the Fed Governor, Lael Brainard, giving the opening keynote.  The purpose…

Gene Neyer

8 October 2018

Blogs

Open Banking – Learning from past successes

  Open Banking is transforming the financial services market. There is no doubt about that. Financial services providers are quickly building the same types of ecosystems that we’ve become familiar with from…

Carl Bones

11 September 2018

Blogs

Drawing the Line on Payment Messages

I recently attended a meeting of the European Payments Council (EPC) Scheme Technical Forum, a group of payments professionals who carry out technical assessments of changes proposed to the SEPA schemes –…

Tom Hay

5 September 2018

Blogs

Benefits for beneficiaries: a defense of CoP

In response to recent criticisms of CoP, Tom Hay argues that despite problems with implementation, the mechanism that underlies irrevocable Faster Payments is a real benefit to businesses. In a recent opinion piece,…

Tom Hay

29 August 2018

Blogs

Creating customer value from new technologies

  I recently had the pleasure of speaking at an event in Paris organised in partnership with DXC, one of Icon’s partner organisations. The audience included representatives of banks and corporates, and…

Tom Hay

19 July 2018

Blogs

EBAday 2018 and avoiding the instant payments ‘cliché’

There was one overwhelming take away for me from EBAday in Munich. It was that the phrase “instant payments is the new normal” has become meaningless. The statement fails to capture the…

Richard Dear

22 June 2018