The Icon Payments Framework (IPF) - the 'grow your own' payments solution

IPF is a low-code based framework that enables banks to develop their own payment processing solution by leveraging the IPF software development kit and any desired optional modules or ready-made scheme packs. This can be done by the banks themselves or with help from Icon or an SI.

It’s a fundamentally different approach to traditional vendors with Icon's SDK being in integral part of the bank’s CI/CD pipeline. This limits vendor technology lock-in but still enables banks to leverage Icon's payments strategy and architecture pedigree.

See how IPF can help control your build, your cost and your risk

IPF - the payments solution putting global banks in control

IPF, the payments framework that puts banks in control

Low code

Increased agility and speed to market

Proven low TCO

Cloud native

What makes IPF different?

Key differentiating features

  • Low code payments domain specific language for flow definition
  • Rich ISO 20022-based payments data model with accompanying ODS
  • Lightweight connector framework for accelerating integrations
  • Out of the box business functions and scheme 


Case Study

Read how Icon successfully transformed global tier 1 bank, BNP Paribas', payments landscape with payments platform, IPF. Winner of the IBS Intelligence Fintech Innovation Awards 2021 for our payments solution, IPF and our implementation with BNP Paribas.


A deep dive into the people and technology that underpin IPF


From consolidation to collaboration

Would you like to see a demo of IPF?


New York, NY: Citi Treasury and Trade Solutions (TTS), within Citi’s Services organization, has made an investment in Icon Solutions, a leading fintech provider of payments technology and consultancy services. In addition to the investment, Citi plans to expand its use of the Icon Payments Framework (IPF) to enhance its micro-services orchestration architecture. This investment and relationship with Icon Solutions demonstrates Citi’s strategy of working with fintechs to strengthen its technology and payments capabilities.

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