The Icon Payments Framework (IPF) - the payments solution putting global banks in control

IPF is a low-code based framework that enables banks to develop their own payment processing solution by leveraging the IPF software development kit and any desired optional modules or ready-made scheme packs. This can be done by the banks themselves or with help from Icon or an SI.

It’s a fundamentally different approach to traditional vendors with Icon's SDK being in integral part of the bank’s CI/CD pipeline. This limits vendor technology lock-in but still enables banks to leverage Icon's payments strategy and architecture pedigree.

See how IPF can help control your build, your cost and your risk

IPF, the payments framework that puts banks in control

Low code

Increased agility and speed to market

Proven low TCO, leveraging open-source technology

Cloud native

What makes IPF different?

Key differentiating features

IPF allows business and technical users to collaborate to flexibly define the bank workflows where the code itself is generated automatically, along with documentation and test scenarios as well as rendering a graphical representation in real time as the flow is defined. 

  • Unique payments domain specific language (DSL) leveraging JetBrains MPS
  • Icon’s DSL puts clients in control, enabling payments experts and developers to jointly define process flows, ideal for a modern collaborative Agile delivery approach
  • The Process Flow Build Tool uses Process Flow Customisations as input to automatically generate:
  • source code to run the process in IPF
  • BDD test scenarios
  • flow diagram as visual representation of the flow
  • documentation of the process flow


Case Study

Read how Icon successfully transformed global tier 1 bank, BNP Paribas', payments landscape with payments platform, IPF. Winner of the IBS Intelligence Fintech Innovation Awards 2021 for our payments solution, IPF and our implementation with BNP Paribas.


A deep dive into the people and technology that underpin IPF


From consolidation to collaboration

Would you like to see a demo of IPF?