Blogs

Understanding the realities of payment data monetisation

The number of banks identifying payments data monetisation as a key strategic priority has doubled in the past two years. The growth of real-time payments (RTP), ISO 20022 migration and open banking…

Toine van Beusekom

13 July 2021

Blogs

The key to instant payments adoption in European

At a recent payments forum hosted by the Bank of Finland, ECB board member Fabio Panetta signalled commercial banks must make instant payments ‘cheap and easy to use’. While on the operational…

Michel Vaja

7 July 2021

Blogs

Recognising the hidden female pioneers in technology

How many people have heard of Kathleen Booth or Margaret Hamilton? Chances are not many. But why not? These two women achieved two significant firsts. Kathleen invented the first assembly language and Margaret,…

Tamsin Crossland

23 June 2021

Blogs

Music, books and films for our mental wellbeing

Music, books and films for our mental wellbeing – Icon’s ‘Desert Island Discs’ According to research carried out by Mind in 2011, researchers found that music releases dopamine, the feel-good chemical in…

Kate Nelson

5 May 2021

Blogs

Accelerating software engineering through Domain Specific Languages

In the fourth part of our series exploring the motivations, architecture and principles driving the development of IPF, Tom Beadman, Principal Engineer at Icon Solutions, discusses the benefits of using Domain-Specific Languages…

Tom Beadman

5 May 2021

Blogs

Is monetising data the key to competing?

As competition in payments has increased, data has long been touted as the cure-all for incumbent banks. If banks could charge a transaction fee for every time they are told that ‘data…

Simon Wilson

28 April 2021

Blogs

5 ways banks can compete in payments

Remaining competitive in payments is the key to future relevance and profitability for incumbent banks. But with incumbents now competing on multiple fronts against various players, how can they stay ahead of…

Simon Wilson

21 April 2021

Blogs

Who are banks competing against in payments now?

For several decades, incumbent banks have held a comfortable leadership position in payments. But the rapid growth of digital payments has signalled opportunity for new market entrants to attack this status quo….

Simon Wilson

23 March 2021

Blogs

The European Payments Initiative – Back to the Future

In July 2020, a group of sixteen major European banks from five Euro countries announced the launch of the European Payments Initiative (EPI) with the aim of creating a unified payment solution…

Michel Vaja

10 March 2021