Blogs

Payments, the internet of things, and the end…

The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train. The problem is, consumers…

Saara Day

6 March 2017

Blogs

SEPA: Is the ECB stifling competition with its…

Ten years ago the European Commission (EC) and the European Central Bank (ECB) announced a common vision for the Single Euro Payments Area (SEPA), which they described as an “integrated market for…

Saara Day

28 February 2017

Blogs

7 Minutes of Fame at Finovate

  At Finovate Europe, 2017, 71 Fintech companies got to present their latest and greatest products via a 7 minute live demo, in front of 1,500 people.  What makes this years’ Finovate…

Daniela Sarti

27 February 2017

Blogs

The Treasury’s view of PSD2: A step in…

As a European directive, PSD2 has to be transposed into UK law. HM Treasury has recently launched a consultation inviting comment on the proposed legislative changes. The consultation document is written in…

Saara Day

22 February 2017

Blogs

CMA, APIs & PSD2: The knowns and the…

The Competition and Markets Authority (CMA) recently mandated that larger banks adopt and maintain a common standard for open APIs (Application Programming Interface) to help create more innovation and competition in the…

Saara Day

15 February 2017

Blogs

Instant Payments and the Reactive Manifesto

  Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.  The most progressive organisations are looking to instant payments as an…

Saara Day

8 February 2017

Blogs

Post-PSD2: What Will Banking Look Like?

The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space, with incumbents foreseeing a future when the new banking giants are Starling, Tandem, Monzo and…

Saara Day

31 January 2017

Blogs

Hungary marches towards Instant Payments

The end of 2016 witnessed an excellent step by the Hungarian Central Bank (MNB) – the release of the ‘Operational model of the instant payment service in Hungary’. It is remarkable for…

Saara Day

17 January 2017

Blogs

PSD2, RTS and SDC: confusion reigns

Over the last couple of weeks the media agenda has been dominated by Payment Services Directive Two (PSD2), and unfortunately not for the right reasons. PSD2 has always been a controversial regulation,…

Saara Day

6 January 2017