Payment fragmentation is here to stay, and banks must adapt
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
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Navigating change in an uncertain world
Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...
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Core banking transformation: key drivers for change
Traditional banking has evolved over centuries into what we have today: digitalised products and services that keep the worldwide economic cogs turnin...
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Is low code the answer to higher payment revenues for banks?
Banks face margin pressures and developer limits, driving a shift in payments processing towards low-code tools and innovative platforms.
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Vertical thinking: Why banks need to decouple their payments processing value chain
The traditional payments processing model for account-based payments is under unprecedented strain.
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The time is now for banks to reimagine payments processing
The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.
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‘PSD3’ – or should that be ‘PSR1’? Exploring the EU’s updated payments regulations
On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.
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Three focus areas for European banks when transforming payments processing
EBAday 2023 highlights how banks are redefining payments strategies, with key trends shaping the future of European and global payments.
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EBAday 2023: Asking banks … do you feel in control?
Innovation and growth in banking belong to those rethinking strategies and steering their own course.
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Key considerations for a successful cloud strategy for financial services
Can cloud computing offer organisations the opportunity to sharpen their competitive advantage?
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Catalysing Growth of Digital Payments in Cash-First Countries
What hurdles does a country have to overcome if they want to prioritise digital payments and tap into ‘paytech for good’ solutions. And do the pros ou...
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NPA and SCTInst – What’s the difference?
Compare NPA and SCT Inst, outline key differences, and understand implications for banks implementing real-time payment capabilities across Europe.
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Is ‘Low Code’ the Secret to Payments Transformation?
Payments are shifting to customer experience and value. Tier 1 banks must meet MNCs’ complex needs with flexible, customisable processing solutions.
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International Women’s Day: How the banking and payments industry can embrace ‘DigitALL’
The critical role of women in computer science has arguably been under reported throughout history.
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New Payments Architecture (NPA) – what banks should be doing to prepare
In 2016-17, the UK’s industry-wide Payments Strategy Forum created the New Payments Architecture (NPA) initiative.
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Celebrating International Day of Women and Girls in Science
We know that, as technology specialists, our industry needs to do so much more to encourage women into science and technology.
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Payments outsourcing: minimising risk and maximising value-added services
Research indicates that payments transformation isn’t optional—it’s imperative for survival. Yet modernising payments infrastructure can be a costly u...
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5 predictions to help shape banks’ resolutions for 2023
We’ve put our heads together to come up with our top predictions for how the industry will evolve in 2023.