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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...

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Navigating change in an uncertain world

Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...

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Why there has never been a better time to consider becoming a direct participant of CHAPS

This blog explores why Payment Service Providers (PSPs) may now wish to consider becoming CHAPS direct participants.

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Commercial Variable Recurring Payments and the implications for banks

This blog explores the opportunities that stand to be realised in the case of commercial Variable Recurring Payments.

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Regulation, opportunities and accelerating payments transformation – takeaways from our IPF Day

Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.

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Sibos 2024: Darren Capehorn in conversation with Mark Brant

In 2024, Sibos is opening its doors in Beijing, marking the first time that China's capital is hosting the event.

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AFP Nashville 2024 – what do corporate clients want from their bank?

At AFP 2024, Icon’s Arjeh van Oijen highlights how corporate banks can deepen client relationships and evolve from service providers to strategic part...

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How SEPA OCT Inst is transforming cross-border payments

The G20 roadmap seeks to enhance cross-border payments by tackling challenges around cost, speed, access, and transparency.

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Developments in cross-border payments and the evolving landscape

The key points on the Bank of England's approach to innovation in payments across wholesale, retail and cross-border payments, and what this means...

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Evolving the bank: Beyond the EU Instant Payments Regulation (IPR)

This blog explores the regulation, key challenges for banks along with what banks can do to resolve them and evolve their capabilities beyond the requ...

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Stability first: Exploring the Bank of England’s approach to payments innovation

On 30th July, the Bank of England (BoE) published a new discussion paper outlining its approach to innovation in money and payments.

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Transforming ISO 20022 payments data for better reporting and analysis

Over recent years, starting with the SEPA scheme, and now with SWIFT and CHAPS, there has been a convergence onto the ISO 20022 standard messaging for...

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The Journey of Canada RTR and UK NPA Real-Time Payments

Payments Canada's Real-Time-Rail (RTR) is the country's new real-time payment system, enabling account-to-account (A2A) money transfers.

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2023/24 recap: setting the stage for innovation and growth

Review key developments from 2023–24 and see how banks can position themselves for innovation, growth, and resilience in a changing payments landscape...

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Fighting fraud: How to enhance financial crime prevention without breaking the bank

Financial crime is on the rise, and it is costing billions. New research shows UK financial services organisations are collectively spending £34.2 bil...

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EBADay or Groundhog Day?

Celent survey: 73% of corporate banks see revenue gains from analytics, with AI and automation leading future investment.

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The Future of Payments - Time to Take Off the Blinkers

Instant payments, characterised by their speed and availability, are transforming the financial landscape across the globe.

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Upgrading to Java 17, or: how I learned to stop worrying and love NoSuchMethodError

Icon recently released IPF 2024.1, which included upgrading all of our components to Java 17 and required Java 17 as a minimum.