Sibos 2025: The Case for Consolidation Continues to Build
But reflecting on our discussions from this year’s show brings clarity, for there is a single unifyi...
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The future of AI payments solutions: Driving intelligent payment platforms with IPF and Generative AI
As an engineering team building the IPF software, we already adopt AI-based approaches internally ac...
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How orchestration frameworks can help banks strike the right chord in payments
In response to rapidly changing payment requirements, more banks are migrating from large monoliths to a microservices approach for payment processing...
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Can banks improve experiences with GenAI?
Applications based on transformers, a type of neural network architecture optimised for natural language processing, have captured interest since 2023...
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Implementing Verification of Payee - Challenges and Recommendations
Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.
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Exploring the rise to real-time at Icon’s U.S payments conference
On the journey to real-time payments in the U.S and the growth opportunities that can be realised amid evolving customer demands for 24/7, instant pay...
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An architect’s view on payments transformation with IPF
Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.
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Navigating Verification of Payee: UK, EU and globally
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.
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Designing a global payment solution with multi-entity support
Using IPF, we built a single codebase for a global tier-1 bank, enabling config-only, multi-entity deployments across regions and legal entities.
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I got OpenTelemetry to work. But why was it so complicated?
A number of our customers have recently been asking whether we support OpenTelemetry, the observability framework and toolkit.
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Delivering future-proof payments modernisation successfully
Banks are taking payments modernisation in-house to control of costs and risk. How can banks successfully approach their in-house builds?
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Reflecting on Sibos: A fireside chat with Icon and NatWest
Icon co-founder Darren Capehorn, and Mark Brant, Chief Payments Officer at NatWest, caught up after Sibos in Beijing to compare notes.
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Demystifying digital currencies and tokenisation
What are digital currencies and tokenisation? What is their impact on the financial sector, and the implications for banks and other financial institu...
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Wero: The EU's ambition to rattle credit cards behemoths
At the heart of EPI's efforts is Wero, a digital wallet, mobile app. Wero offers users convenient and secure Peer-to-Peer, e-commerce, and POS pay...
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National Payments Vision: A constructive step forward
HM Treasury published its National Payments Vision (NPV) report on 14 November 2024, immediately after the Chancellor gave this year’s Mansion House S...
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Why there has never been a better time to consider becoming a direct participant of CHAPS
This blog explores why Payment Service Providers (PSPs) may now wish to consider becoming CHAPS direct participants.
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Commercial Variable Recurring Payments and the implications for banks
This blog explores the opportunities that stand to be realised in the case of commercial Variable Recurring Payments.
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Regulation, opportunities and accelerating payments transformation – takeaways from our IPF Day
Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.