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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...

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Navigating change in an uncertain world

Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...

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Building a payments solution: Understanding the rise of payment development frameworks

In an effort to better control their costs and risks, Tier 1 banks have increasingly shifted over the past decade.

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Building a payments solution: Key considerations for success

Building a payments solution: an exploration into the challenges of an in-house build, based on the experience of a payments engineer.

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Takeaways from Icon’s US payments conference

This month Icon hosted its annual payments conference in New York. These are the key takeaways.

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How orchestration frameworks can help banks strike the right chord in payments

In response to rapidly changing payment requirements, more banks are migrating from large monoliths to a microservices approach for payment processing...

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Can banks improve experiences with GenAI?

Applications based on transformers, a type of neural network architecture optimised for natural language processing, have captured interest since 2023...

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Implementing Verification of Payee - Challenges and Recommendations

Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.

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Exploring the rise to real-time at Icon’s U.S payments conference

On the journey to real-time payments in the U.S and the growth opportunities that can be realised amid evolving customer demands for 24/7, instant pay...

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An architect’s view on payments transformation with IPF

Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.

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Navigating Verification of Payee: UK, EU and globally

Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.

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Designing a global payment solution with multi-entity support

Using IPF, we built a single codebase for a global tier-1 bank, enabling config-only, multi-entity deployments across regions and legal entities.

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I got OpenTelemetry to work. But why was it so complicated?

A number of our customers have recently been asking whether we support OpenTelemetry, the observability framework and toolkit.

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Delivering future-proof payments modernisation successfully

Banks are taking payments modernisation in-house to control of costs and risk. How can banks successfully approach their in-house builds?

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Reflecting on Sibos: A fireside chat with Icon and NatWest

Icon co-founder Darren Capehorn, and Mark Brant, Chief Payments Officer at NatWest, caught up after Sibos in Beijing to compare notes.

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Demystifying digital currencies and tokenisation

What are digital currencies and tokenisation? What is their impact on the financial sector, and the implications for banks and other financial institu...

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Wero: The EU's ambition to rattle credit cards behemoths

At the heart of EPI's efforts is Wero, a digital wallet, mobile app. Wero offers users convenient and secure Peer-to-Peer, e-commerce, and POS pay...

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National Payments Vision: A constructive step forward

HM Treasury published its National Payments Vision (NPV) report on 14 November 2024, immediately after the Chancellor gave this year’s Mansion House S...