From Build vs Buy to "My Payments, My Way"
The question we used to ask For years, the opening conversation with a bank considering payments mod...
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Why UK banks must close the data governance gap
UK banks are facing mounting enforcement action directly attributable to failures in data quality an...
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Customer-centric innovation - why our IPF Client Days matter to us
Last month, Icon hosted its IPF Client Day, exploring the latest business trends and discussing new product innovations as part of the IPF roadmap.
Blog
It’s time to revisit the order management concept
Where is your bank on the order management (or pre-processing, or initiation management – whichever you prefer) maturity scale?
Blog
AI can help your business, but only once the Data Foundations are in place
Banks increasingly find that their payments processing model for account-to-account (A2A) payments is under particular strain.
Blog
A transformative year for Icon Solutions
In the last financial year, Icon has reflected its own transformation, with new clients supported, continued revenue growth and an expanding global te...
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The value of a “Payments Reference Architecture” in driving payments transformation
With the Payments IT landscape frequently changing due to regulations, customer needs, and innovations, Financial Institutions (FIs) face challenges.
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Collaboration is the Key: Takeaways from Sibos 2023
Sibos 2023 in Toronto united 9,000+ attendees to explore collaborative finance, AI, CBDCs, ISO 20022, real-time payments & low code.
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Core banking transformation: key drivers for change
Traditional banking has evolved over centuries into what we have today: digitalised products and services that keep the worldwide economic cogs turnin...
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Is low code the answer to higher payment revenues for banks?
Banks face margin pressures and developer limits, driving a shift in payments processing towards low-code tools and innovative platforms.
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Vertical thinking: Why banks need to decouple their payments processing value chain
The traditional payments processing model for account-based payments is under unprecedented strain.
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The time is now for banks to reimagine payments processing
The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.
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‘PSD3’ or should that be ‘PSR1’? The EU’s updated payments regulations
On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.
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Focus areas for European banks when transforming payments processing
EBAday 2023 highlights how banks are redefining payments strategies, with key trends shaping the future of European and global payments.
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EBAday 2023: Asking banks … do you feel in control?
Innovation and growth in banking belong to those rethinking strategies and steering their own course.
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Considerations for a successful cloud strategy for financial services
Can cloud computing offer organisations the opportunity to sharpen their competitive advantage?
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Catalysing Growth of Digital Payments in Cash-First Countries
What hurdles does a country have to overcome if they want to prioritise digital payments? and do the pros outweigh the cons?
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NPA and SCTInst – What’s the difference?
Compare NPA and SCT Inst, outline key differences, and understand implications for banks implementing real-time payment capabilities across Europe.