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Commercial VRPs: The next phase of Open Banking

On 2nd June 2026, UK Payments Initiative Ltd (UKPI) announced the launch of a new payment scheme des...

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Fragmentation: The Hidden Barrier to Digital Money at Scale

Digital asset adoption across Europe is gathering real pace. Regulatory frameworks are maturing, pil...

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Vertical thinking: Why banks need to decouple their payments processing value chain

The traditional payments processing model for account-based payments is under unprecedented strain.

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The time is now for banks to reimagine payments processing

The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.

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‘PSD3’ or should that be ‘PSR1’? The EU’s updated payments regulations

On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.

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Focus areas for European banks when transforming payments processing

EBAday 2023 highlights how banks are redefining payments strategies, with key trends shaping the future of European and global payments.

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EBAday 2023: Asking banks … do you feel in control?

Innovation and growth in banking belong to those rethinking strategies and steering their own course.

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Considerations for a successful cloud strategy for financial services

Can cloud computing offer organisations the opportunity to sharpen their competitive advantage?

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Catalysing Growth of Digital Payments in Cash-First Countries

What hurdles does a country have to overcome if they want to prioritise digital payments? and do the pros outweigh the cons?

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NPA and SCTInst – What’s the difference?

Compare NPA and SCT Inst, outline key differences, and understand implications for banks implementing real-time payment capabilities across Europe.

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Is ‘Low Code’ the Secret to Payments Transformation?

Payments are shifting to customer experience and value. Tier 1 banks must meet MNCs’ complex needs with flexible, customisable processing solutions.

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International Women’s Day: How the banking and payments industry can embrace ‘DigitALL’

The critical role of women in computer science has arguably been under reported throughout history.

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New Payments Architecture (NPA) – how can banks prepare?

In 2016-17, the UK’s industry-wide Payments Strategy Forum created the New Payments Architecture (NPA) initiative.

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Celebrating International Day of Women and Girls in Science

We know that, as technology specialists, our industry needs to do so much more to encourage women into science and technology.

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Payments outsourcing: maximising value-added services

Research indicates that payments transformation isn’t optional—it’s imperative. Yet modernising payments infrastructure can be a costly undertaking.

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5 predictions to help shape banks’ resolutions for 2023

We’ve put our heads together to come up with our top predictions for how the industry will evolve in 2023.

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How payments transformation can help Tier 1 banks to scale

It’s no secret that the account-to-account payments processing model remains under strain.

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Competition in payments: the rise of A2A payments and the role of regulation

In order to create a market where new schemes like Account-to-Account payments can compete, regulation must play a central role.