Payment fragmentation is here to stay, and banks must adapt
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
Read moreFor years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
Read moreReflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...
Read moreIt’s no secret that the account-to-account payments processing model remains under strain.
In order to create a market where new schemes like Account-to-Account payments can compete, regulation must play a central role.
The opening keynote by Swift’s Chairman and their CEO ultimately gave out one simple message: in times of change we must collaborate, innovate and ada...
The deployment and usage of global payment message standards enabled by ISO 20022 provides many benefits for processing banks and regulators.
Banks struggle to make money processing payments and therefore need to cut costs by factors, not percentages.
Our largest grassroots initiative to date has been the one that we just completed with Haverstock School, based in North London.
At Icon Solutions, we spend a lot of time thinking about the ever-evolving payments landscape and the challenges it creates for its stakeholders.
Fintech growth and new players disrupt payments. Banks can future-proof by rethinking infrastructure and exploring agency banking partnerships.
This blog outlines key considerations for building operational resiliency as banks accelerate their payments transformation programs.
Considering Request to Pay? Here are the key factors for adoption, from technology and standards to consumer demand and industry readiness.
Central banks across the globe are exploring and testing Distributed Ledger Technology (DLT) to provision Central Bank Digital Currencies (CBDC).
Request to Pay services – which allow payees to initiate requests for payments within a secure messaging channel – are creating opportunities for enha...
The concept of Request to Pay is simple. By enabling a secure messaging channel between the biller and the payer.
Data-driven services have transformed the retail banking experience, and are now firmly on the agenda for corporate treasurers.
Explore how 2022 marked a turning point for banks, driving sustainable change through payments modernisation and digital transformation.