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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...

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Navigating change in an uncertain world

Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...

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Collaboration is the Key: Takeaways from Sibos 2023

Sibos 2023 in Toronto united 9,000+ attendees to explore collaborative finance, AI, CBDCs, ISO 20022, real-time payments & low code.

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Core banking transformation: key drivers for change

Traditional banking has evolved over centuries into what we have today: digitalised products and services that keep the worldwide economic cogs turnin...

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Is low code the answer to higher payment revenues for banks?

Banks face margin pressures and developer limits, driving a shift in payments processing towards low-code tools and innovative platforms.

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Vertical thinking: Why banks need to decouple their payments processing value chain

The traditional payments processing model for account-based payments is under unprecedented strain.

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The time is now for banks to reimagine payments processing

The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.

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Three focus areas for European banks when transforming payments processing

EBAday 2023 highlights how banks are redefining payments strategies, with key trends shaping the future of European and global payments.

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EBAday 2023: Asking banks … do you feel in control?

Innovation and growth in banking belong to those rethinking strategies and steering their own course.

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Key considerations for a successful cloud strategy for financial services

Can cloud computing offer organisations the opportunity to sharpen their competitive advantage?

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Catalysing Growth of Digital Payments in Cash-First Countries

What hurdles does a country have to overcome if they want to prioritise digital payments and tap into ‘paytech for good’ solutions. And do the pros ou...

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Is ‘Low Code’ the Secret to Payments Transformation?

Payments are shifting to customer experience and value. Tier 1 banks must meet MNCs’ complex needs with flexible, customisable processing solutions.

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New Payments Architecture (NPA) – what banks should be doing to prepare

In 2016-17, the UK’s industry-wide Payments Strategy Forum created the New Payments Architecture (NPA) initiative.

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Celebrating International Day of Women and Girls in Science

We know that, as technology specialists, our industry needs to do so much more to encourage women into science and technology.

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Payments outsourcing: minimising risk and maximising value-added services

Research indicates that payments transformation isn’t optional—it’s imperative for survival. Yet modernising payments infrastructure can be a costly u...

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5 predictions to help shape banks’ resolutions for 2023

We’ve put our heads together to come up with our top predictions for how the industry will evolve in 2023.

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How payments transformation can help Tier 1 banks to scale

It’s no secret that the account-to-account payments processing model remains under strain.

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Competition in payments: the rise of A2A payments and the role of regulation

In order to create a market where new schemes like Account-to-Account payments can compete, regulation must play a central role.