Blogs

PSD2 and SCTInst: A threat to card payments…

  PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will soon be able to pay directly from their bank accounts. Similar…

Kate Nelson

12 April 2017

Blogs

Mexico: Cash is king, but not if it’s…

  Lauren Jones, ex Head of Standards at Payments UK, and now Icon’s International Payments Ambassador, reports from out in the field where she is actively testing different methods of payments and…

Kate Nelson

10 April 2017

Blogs

Payments, the internet of things, and the end…

The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train. The problem is, consumers…

Cindy Heidebluth

6 March 2017

Blogs

SEPA: Is the ECB stifling competition with its…

Ten years ago the European Commission (EC) and the European Central Bank (ECB) announced a common vision for the Single Euro Payments Area (SEPA), which they described as an “integrated market for…

Cindy Heidebluth

28 February 2017

Blogs

7 Minutes of Fame at Finovate

  At Finovate Europe, 2017, 71 Fintech companies got to present their latest and greatest products via a 7 minute live demo, in front of 1,500 people.  What makes this years’ Finovate…

Daniela Sarti

27 February 2017

Blogs

The Treasury’s view of PSD2: A step in…

As a European directive, PSD2 has to be transposed into UK law. HM Treasury has recently launched a consultation inviting comment on the proposed legislative changes. The consultation document is written in…

Cindy Heidebluth

22 February 2017

Blogs

CMA, APIs & PSD2: The knowns and the…

The Competition and Markets Authority (CMA) recently mandated that larger banks adopt and maintain a common standard for open APIs (Application Programming Interface) to help create more innovation and competition in the…

Cindy Heidebluth

15 February 2017

Blogs

Instant Payments and the Reactive Manifesto

  Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.  The most progressive organisations are looking to instant payments as an…

Cindy Heidebluth

8 February 2017

Blogs

Post-PSD2: What Will Banking Look Like?

The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space, with incumbents foreseeing a future when the new banking giants are Starling, Tandem, Monzo and…

Cindy Heidebluth

31 January 2017