In Germany, many of the smaller banks (for example Sparkasse banks) have opted to use payments as a service via a Technical Service Provider (TSP) in order to deliver Instant Payments.  This…

  In the previous post in this series, we talked about the performance and scalability benefits that we get from actors and the actor system. I also briefly mentioned fault tolerance and…

An important meeting took place this week in Budapest between the Hungarian National Bank (MNB), Giro, Nets and various financial institutions to discuss progress with the Hungarian instant payments project.  And the…

  Caught between two regulatory juggernauts I’ve been really enjoying the recent Six Nations rugby: there is some phenomenal skill on show, and some very astute tactics, but you can’t beat the…

  An efficient payments infrastructure is essential for a country’s economy. Increasingly innovation in payments is also important to establishing the attractiveness of a region for investment, especially for Fintech. As the…

I vantaggi di essere i primi ad adottare il sistema dei pagamenti istantanei Benché l’azienda EBA Clearing abbia lanciato i pagamenti istantanei dell’area unica dei pagamenti in euro (SEPA) a novembre 2017…

“Have I got PPI?” that particular earworm is thankfully going to die out soon with the deadline for claims defined and most of the market tapped out. However, brace yourself for another…

  I’m sure your business is deep in the weeds with understanding and remediating GDPR (General Data Protection Regulation), we all are. In the process of the mad rush to meet the 25th…

  While the conversations we have had with payments business leaders point to a willingness to participate in the Clearing House’s RTP scheme, many of them are struggling with the business case…