I recently attended a meeting of the European Payments Council (EPC) Scheme Technical Forum, a group of payments professionals who carry out technical assessments of changes proposed to the SEPA schemes –…

In response to recent criticisms of CoP, Tom Hay argues that despite problems with implementation, the mechanism that underlies irrevocable Faster Payments is a real benefit to businesses. In a recent opinion piece,…

  I recently had the pleasure of speaking at an event in Paris organised in partnership with DXC, one of Icon’s partner organisations. The audience included representatives of banks and corporates, and…

There was one overwhelming take away for me from EBAday in Munich. It was that the phrase “instant payments is the new normal” has become meaningless. The statement fails to capture the…

‘Customers are willing to sacrifice security for engagement’, one speaker said to a full ballroom of payments professionals at the Global LEI (Legal Entity Identifier) Foundation (GLEIF) workshop in San Francisco. Customers…

I was recently preparing a presentation for an Instant Payments client of ours, and one of the boilerplate slides that I’ve been using for years shows “Instant Payments Around the Globe”. It…

  Welcome back! The past two posts in our series on building reactive systems have dealt with the topics of performance and fault-tolerance. In this post I’m going to talk about resilience,…

  En France, de nombreuses banques étudient actuellement l’évolution des systèmes de paiement en vue d’adopter les Instant Payments. Ceci est principalement dû à des facteurs tels que la réduction des coûts,…

  A few years ago, the question “how fast is fast” was being debated across the globe, with many organizations feeling that faster was good enough and hoping to get away with…