At Finovate Europe, 2017, 71 Fintech companies got to present their latest and greatest products via a 7 minute live demo, in front of 1,500 people.  What makes this years’ Finovate…

As a European directive, PSD2 has to be transposed into UK law. HM Treasury has recently launched a consultation inviting comment on the proposed legislative changes. The consultation document is written in…

The Competition and Markets Authority (CMA) recently mandated that larger banks adopt and maintain a common standard for open APIs (Application Programming Interface) to help create more innovation and competition in the…

  Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.  The most progressive organisations are looking to instant payments as an…

The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space, with incumbents foreseeing a future when the new banking giants are Starling, Tandem, Monzo and…

The end of 2016 witnessed an excellent step by the Hungarian Central Bank (MNB) – the release of the ‘Operational model of the instant payment service in Hungary’. It is remarkable for…

Over the last couple of weeks the media agenda has been dominated by Payment Services Directive Two (PSD2), and unfortunately not for the right reasons. PSD2 has always been a controversial regulation,…

While the world was waiting with bated breath and crossed fingers for the outcome of the American Presidential race and Election Night events being organised around the world, on other side of…

While reading through the second payments service directive and trying to decipher the recently published RTS draft, I have been trying hard (without much success) not to draw parallels between the soon…