Icon’s Payments team have just returned from the FinExtra’s  NextGen Banking conference in Helsinki, Finland and thought we’d share some highlights from the event. To open the event, Erkki Poutiainen summed up…

I was recently on a panel at NextGen Banking Nordics, discussing PSD2 (of course) where I was pretty critical of the draft Regulatory Technical Standards (RTS) on Secure Customer Authentication. After the discussion, a…

The Access to Accounts provisions of PSD2 oblige banks to allow third parties (TPPs) to access bank details and initiate payments on behalf of the bank’s customers. The huge unanswered question is,…

Following on from the topic of fragmentation in Part 1, we have much to discuss. Techno-genies, the value chain and realism Rather than lamenting the lack of international interoperability, we should consider whether…

Fragmentation has become a very real challenge for the industry as instant payment schemes are being implemented on a country by country basis, and each country is doing it differently. Like the…

The landscape of faster payments has been changing rapidly over the past 12 months, with more change to come. This article tries to capture some of the key debates that have been…

Mastercard’s planned acquisition of Vocalink has the potential to create a new payments powerhouse in Europe and beyond. The news of the planned acquisition broke a few days after the Payment Systems…

Seven major US banks – including JPMorgan Chase, Bank of America Corp, Wells Fargo & Co and Bancorp – are collaborating on a jointly owned system that will speed up and simplify…

Here at Icon we always look to the future on how Banks can improve their service offering. The following  informs you of the criteria that the API platform needs to meet in…