A year ago, the European Retail Payments Board (ERPB) flagged that “In practice, PSD2 and the EBA RTS will not cover all aspects that are relevant for the development of an integrated…

While the industry continues its race against time to be PSD2-ready in January 2018, there still remains a number of unknowns and conflicting opinions on how the banking and payments landscape will…

The world is now immediate. We’re able to buy things online and have them delivered the same day (sometimes within an hour), our correspondence is sent and reacted to in seconds, and…

SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe. Under the current SEPA scheme, cross-border European payments are processed…

The banking community of Mexico joined together at SWIFT’s Business Forum in the capital to discuss how the industry should build the future of financial services. It may not come as a…

  PSD2 brings a seismic shift in what it fundamentally means to be a bank. It’s no longer enough to be a trusted custodian of consumer transactions and the traditional bank position…

  With real-time payments on the horizon for the US, NACHA’s Faster Payments 2017  was a key conference for payments professionals. But how close is real-time payments to becoming the norm there…

  What insights can the U.S. take from early real-time payments adopters?    Change is constant in the banking and payments industry – and organizations that can keep pace with this change…

  Real time means ‘now’, like boom – you have it, just like receiving a WhatsApp message. And if we think of what ‘now’ means for e-commerce, the first things that come…