The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1% year-over-year in the first quarter of…

“Legacy” is a term often applied to IT, and it brings up connotations of complexity, fragility, rigidity. Architects need to remediate this situation, whilst actively supporting the delivery of cost savings, rationalization,…

Shifting geopolitical dynamics and the demands of the always-on digital economy have reshaped the European payments landscape – driving the need for instant, secure and accessible transactions across the bloc.  This transformation…

The systemic importance of high-value payments to banks’ operations and offering – and, by extension, the global economy – means they are almost always a key priority when exploring a new payments…

Customers want payments to be quick and reliable, knowing their money will reach its destination without issues. For banks and payments providers, this means ensuring payments are processed fast and offering backup…

In an effort to better stay in control of their costs and risks, Tier 1 banks have increasingly shifted over the past decade from buying software for payments processing to building their…

As a software engineer tasked with delivering a payments solution within a bank, you must balance strict non-functional requirements with the need to remain flexible for future changes. In this article, we’ll…

This month Icon hosted its annual payments conference in New York. The event provided a forum for our customers and other payments professionals to exchange ideas, share learnings and explore the commercial…

In response to rapidly changing payment requirements, more and more banks are migrating from big monoliths to a microservices approach for payments processing. By leveraging reusable functions related to the critical parts…