On 15 July 2025, HM Treasury (HMT) published an update on the work of the “Payments Vision Delivery Committee” (PVDC) to set out the organisational structure for designing and delivering the future…

AI is in the mainstream: there is no refuge or bastion to defend. As with every paradigm-shifting technology, AI brings with it both game-changing opportunities, but also well-founded concerns: inflated or spurious…

Global payments infrastructures have undergone a gradual but fundamental shift over the past decade: Moving away from legacy formats to adopt ISO 20022, the now de facto global standard for financial messaging.  …

One month on, Matt Piper, Head of Solution Consulting at Icon Solutions, reflects on EBAday and insights gained on the state of payments in Europe. EBAday 2025 came at a significant juncture…

In this blog, Arjeh van Oijen, Head of Product Management, Icon Solutions, explores how digital currencies have given rise to a new clearing and settlement mechanism, and why this is underscoring interoperability…

The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1% year-over-year in the first quarter of…

“Legacy” is a term often applied to IT, and it brings up connotations of complexity, fragility, rigidity. Architects need to remediate this situation, whilst actively supporting the delivery of cost savings, rationalization,…

Shifting geopolitical dynamics and the demands of the always-on digital economy have reshaped the European payments landscape – driving the need for instant, secure and accessible transactions across the bloc.  This transformation…

The systemic importance of high-value payments to banks’ operations and offering – and, by extension, the global economy – means they are almost always a key priority when exploring a new payments…