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From Build vs Buy to "My Payments, My Way"

The question we used to ask For years, the opening conversation with a bank considering payments mod...

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Why UK banks must close the data governance gap

UK banks are facing mounting enforcement action directly attributable to failures in data quality an...

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The Future of Payments – Will I Need to Wear Shades?

At the same time as the Chancellor’s Autumn Statement, a new report by HM Treasury was released – the Future of Payments Review report.

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How Can Banks Take Control of Their Payments Transformation in 2024?

In the first blog of our two-part predictions series, we explored the key technological and regulatory trends shaping the payments landscape in 2024.

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2024 Predictions: Payments Trends to Watch This Year

Amid margin pressures, banks face 2024 with challenges and opportunities. Explore key trends in cross-border payments, digital currencies & AI.

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Customer-centric innovation - why our IPF Client Days matter to us

Last month, Icon hosted its IPF Client Day, exploring the latest business trends and discussing new product innovations as part of the IPF roadmap.

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It’s time to revisit the order management concept

Where is your bank on the order management (or pre-processing, or initiation management – whichever you prefer) maturity scale?

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AI can help your business, but only once the Data Foundations are in place

Banks increasingly find that their payments processing model for account-to-account (A2A) payments is under particular strain.

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A transformative year for Icon Solutions

In the last financial year, Icon has reflected its own transformation, with new clients supported, continued revenue growth and an expanding global te...

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The value of a “Payments Reference Architecture” in driving payments transformation

With the Payments IT landscape frequently changing due to regulations, customer needs, and innovations, Financial Institutions (FIs) face challenges.

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Core banking transformation: key drivers for change

Traditional banking has evolved over centuries into what we have today: digitalised products and services that keep the worldwide economic cogs turnin...

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Is low code the answer to higher payment revenues for banks?

Banks face margin pressures and developer limits, driving a shift in payments processing towards low-code tools and innovative platforms.

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Vertical thinking: Why banks need to decouple their payments processing value chain

The traditional payments processing model for account-based payments is under unprecedented strain.

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The time is now for banks to reimagine payments processing

The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.

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‘PSD3’ or should that be ‘PSR1’? The EU’s updated payments regulations

On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.

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Focus areas for European banks when transforming payments processing

EBAday 2023 highlights how banks are redefining payments strategies, with key trends shaping the future of European and global payments.

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EBAday 2023: Asking banks … do you feel in control?

Innovation and growth in banking belong to those rethinking strategies and steering their own course.

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NPA and SCTInst – What’s the difference?

Compare NPA and SCT Inst, outline key differences, and understand implications for banks implementing real-time payment capabilities across Europe.