Payment fragmentation is here to stay, and banks must adapt
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
Read more.jpg)
RESOURCES
Blogs
Featured content
Navigating change in an uncertain world
Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...
Read more
Blog
AI can help your business, but only once the Data Foundations are in place
Banks increasingly find that their payments processing model for account-to-account (A2A) payments is under particular strain.
Blog
A transformative year for Icon Solutions
In the last financial year, Icon has reflected its own transformation, with new clients supported, continued revenue growth and an expanding global te...
Blog
The value of a “Payments Reference Architecture” in driving payments transformation
With the Payments IT landscape frequently changing due to regulations, customer needs, and innovations, Financial Institutions (FIs) face challenges.
Blog
Core banking transformation: key drivers for change
Traditional banking has evolved over centuries into what we have today: digitalised products and services that keep the worldwide economic cogs turnin...
Blog
Is low code the answer to higher payment revenues for banks?
Banks face margin pressures and developer limits, driving a shift in payments processing towards low-code tools and innovative platforms.
Blog
Vertical thinking: Why banks need to decouple their payments processing value chain
The traditional payments processing model for account-based payments is under unprecedented strain.
Blog
The time is now for banks to reimagine payments processing
The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.
Blog
‘PSD3’ – or should that be ‘PSR1’? Exploring the EU’s updated payments regulations
On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.
Blog
Three focus areas for European banks when transforming payments processing
EBAday 2023 highlights how banks are redefining payments strategies, with key trends shaping the future of European and global payments.
Blog
EBAday 2023: Asking banks … do you feel in control?
Innovation and growth in banking belong to those rethinking strategies and steering their own course.
Blog
NPA and SCTInst – What’s the difference?
Compare NPA and SCT Inst, outline key differences, and understand implications for banks implementing real-time payment capabilities across Europe.
Blog
New Payments Architecture (NPA) – what banks should be doing to prepare
In 2016-17, the UK’s industry-wide Payments Strategy Forum created the New Payments Architecture (NPA) initiative.
Blog
The clash of the frameworks
In the third part of our series exploring the motivations, architecture and principles driving the development of IPF.
Blog
Why are CQRS and Event Sourcing good options for instant payments?
Discover how CQRS and Event Sourcing power innovation in instant payments with insights from Sirin Sevinc, Senior Solution Architect at IPF.
Blog
Do agile projects need Solution Architects?
Increasingly, software development in large organisations is moving to agile methods, primarily Scrum. Where does solution architecture fit in?
Blog
Reactive Systems: Let's write a TFTP server with: Akka
The past two posts in our series on building reactive systems have dealt with the topics of performance and fault-tolerance.