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This paper explores how implementing pre-processing as a single, strategic layer in the payments value chain improves agility and resiliency.

This paper highlights:

  • The concept of decoupling the value chain, and why pre-processing should be implemented as a single, strategic layer
  • How smart routing based on dynamic rules and customer profiles can be implemented faster, enabling additional value-added services
  • How to develop a foundation for smart routing using a modern payments architecture