A guide to gradual payments transformation
This whitepaper explains how a framework-based strategy empowers banks to build flexible, future-rea...
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Smart Routing in Payments
This paper explores how implementing pre-processing as a single, strategic layer in the payments val...
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Whitepapers
A guide to gradual payments transformation
Explore the future of payments transformation, AI-driven solutions, and the need for infrastructure consolidation in the financial sector.
Whitepapers
Smart Routing in Payments
How smart routing and pre‑processing optimise authorisation, lower costs, and improve success rates across complex payment networks.
Whitepapers
Design patterns for payments processing: Orchestration vs Choreography
A comparison of orchestration and choreography for payments processing, with design guidance to improve resilience and agility.
Whitepapers
Building your own payments solution
A structured guide to building in‑house payments capability, covering architecture choices, operating models, and delivery governance.
Whitepapers
Citi: Delivering improved experience through generative AI
Explore how Citi leverages generative AI to improve payments experiences, streamline operations, and support scalable innovation.
Whitepapers
Developing A Futureproof Payments Market Infrastructure
Approaches to develop future‑proof market infrastructure, addressing interoperability, performance, and long‑term operating efficiency.
Whitepapers
The move towards payments digitization in the US - it's time to accelerate
Payments digitisation in the US — whitepaper exploring challenges, opportunities and transformation.
Whitepapers
Leveraging ISO 20022 to extract value from data
Leveraging ISO 20022 — whitepaper offering insights into migration, challenges and benefits.
Whitepapers
Central Banks and Distributed Ledger Technology
Central banks and DLT — whitepaper explores opportunities, challenges and the future of digital currencies.
Whitepapers
Creating a Next-Gen Payments Platform for an Evolving Digital Economy
Leveraging instant payments and open banking — how banks can innovate, monetise and compete.