Whitepapers

Explore the future of payments transformation, AI-driven solutions, and the need for infrastructure consolidation in the financial sector.

How smart routing and pre‑processing optimise authorisation, lower costs, and improve success rates across complex payment networks.

A comparison of orchestration and choreography for payments processing, with design guidance to improve resilience and agility.

A structured guide to building in‑house payments capability, covering architecture choices, operating models, and delivery governance.

Approaches to develop future‑proof market infrastructure, addressing interoperability, performance, and long‑term operating efficiency.