Payment fragmentation is here to stay, and banks must adapt
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
Read moreFor years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
Read moreReflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...
Read moreAt the recent Sibos 2017 conference in Toronto, one theme rang out loud and clear – it’s time to think about the corporate.
Any mention of payments and multiple schemes, and the gurus are quick to respond with an “industry leader payments hub” as your go-to solution.
The US has always been more business-friendly than the Old World, and New York is peppered with temples to industry built by 19th century tycoons.
PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.
In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).
It’s fair to say that Dublin in the June sunshine was out to impress the financial world attending the European Banking Association’s 12th annual cong...
Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.
SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe.
PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will soon be able to pay directly from their bank acc...
The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train....
Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.
I was recently on a panel at NextGen Banking Nordics, discussing PSD2 (of course) where I was pretty critical of the draft Regulatory Technical Standa...
Fragmentation has become a very real challenge for the industry as instant payment schemes are being implemented on a country by country basis.