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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...

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Navigating change in an uncertain world

Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...

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Insights from Sibos 2017: It's time to think about the corporate

At the recent Sibos 2017 conference in Toronto, one theme rang out loud and clear – it’s time to think about the corporate.

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Are traditional hubs a good fit for instant payments?

Any mention of payments and multiple schemes, and the gurus are quick to respond with an “industry leader payments hub” as your go-to solution.

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Taking Care of Business – The US Approach to Real Time Payments

The US has always been more business-friendly than the Old World, and New York is peppered with temples to industry built by 19th century tycoons.

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PSD2 Set to Topple Europe’s ‘House Of Cards’ by 2027

PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.

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PSD2 and Instant Payments - Membership has its privileges

In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).

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Insights from EBAday 2017

It’s fair to say that Dublin in the June sunshine was out to impress the financial world attending the European Banking Association’s 12th annual cong...

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The ERPB Highlights the Holes in PSD2

Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.

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Why SEPA Inst is set to become standard

SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe.

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PSD2 and SCTInst: A threat to card payments in Europe?

PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will soon be able to pay directly from their bank acc...

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Payments, the internet of things, and the end of civilisation as we know it

The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train....

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Instant Payments and the Reactive Manifesto

Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.

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PSD2 - Powered By Pixie Dust

I was recently on a panel at NextGen Banking Nordics, discussing PSD2 (of course) where I was pretty critical of the draft Regulatory Technical Standa...

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Beyond Babel: A New Blueprint for Global Instant Payments – Part 1

Fragmentation has become a very real challenge for the industry as instant payment schemes are being implemented on a country by country basis.

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Fast forward - The landscape of faster payments

Gain insight into the evolving faster payments landscape and how banks can stay competitive in a rapidly changing environment.