Payment fragmentation is here to stay, and banks must adapt
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
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Navigating change in an uncertain world
Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...
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Monetising the UK’s new Request to Pay (RtP) service
Having just attended the Pay.UK (formerly known as New Payment System Operator (NPSO)) progress update event, there seems to be a good amount of excit...
Blog
Drawing the Line on Payment Messages
Discover how structured payment messaging standards can improve efficiency, compliance, and innovation in the financial ecosystem.
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EBAday 2018 and avoiding the instant payments ‘cliché’
There was one overwhelming take away for me from EBAday in Munich. It was that the phrase “instant payments are the new normal” has become meaningless...
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Reactive Systems: Let's write a TFTP server with: Akka
The past two posts in our series on building reactive systems have dealt with the topics of performance and fault-tolerance.
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The difference between fast and real-time
Is faster good enough, or does real-time require building entirely new rails?
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Optimizing your Chances of Real-time Payments Success
“Been there, done that, got the scars to prove it!” Experience is a great thing, but it’s sometimes painful to get it the hard way.
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Leveraging Instant Payments to future proof your payments architecture
What options do Banks have for meeting the demand for Instant Payments and protecting their payments business from market disruptors?
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Reactive Systems: How to Fail Nicely
In the previous post in this series, we talked about the performance and scalability benefits that we get from actors and the actor system.
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Instant payments in Hungary – no compromise!
An important meeting took place this week in Budapest between the Hungarian National Bank (MNB), Giro, Nets and various financial institutions.
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The business case for RTP – moving past the hub
While payments business leaders are willing to participate in the Clearing House’s RTP scheme, many are struggling to justify the costly adoption of R...
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Some TIPS for the introduction of SCT Inst
At the European Central Bank’s #TIPSapp event on Tuesday there was lots of focus on opportunity, both short-term and longer-term.
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Instant Payments: What can we expect in 2018?
Unless you’ve spent the last 365 days hiding under a rock, you’ll be fully aware that 2017 has been the year of Instant Payments.
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Reactive Systems: It’s Actors All the Way Down
Explore technical learnings from developing Icon’s Instant Payments Framework (IPF), a resilient, always-on instant payments solution.
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Real-Time Payments Adoption in the US: the non-mandated technology adoption - potential risk or benefit for US banks?
The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing.
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Germany's role in the uptake of SEPA instant payments: Fast or slow?
The latest stats from the European Payments Council (EPC), show there are over 400 German Payment Service Providers (PSPs) gearing up to go-live.
Blog
Insights from Money 20/20
This week, the Icon team was at Money 20/20, where we saw a lot of discussion around the new ways in which consumers are interacting with their money.