Payment fragmentation is here to stay, and banks must adapt
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio...
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Navigating change in an uncertain world
Reflecting on our annual European payments conference Banks have entered a “new era of uncertainty”,...
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Understanding the Road to Real-Time in North America at Smarter Faster Payments 2024
Ahead of NACHA’s Faster Payments Conference, Icon’s Arjeh van Oijen explores why real-time payments are a top priority for North American banks.
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‘PSD3’ – or should that be ‘PSR1’? Exploring the EU’s updated payments regulations
On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.
Blog
NPA and SCTInst – What’s the difference?
Compare NPA and SCT Inst, outline key differences, and understand implications for banks implementing real-time payment capabilities across Europe.
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Understanding the realities of payment data monetisation
The number of banks identifying payments data monetisation as a key strategic priority has doubled in the past two years.
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Why making instant payments cheaper and easier is the key to pan-European adoption
Making instant payments cheaper and easier is vital for pan-European adoption — explore how cost, access and innovation drive uptake.
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Recognising the hidden female pioneers in technology
How many people have heard of Kathleen Booth or Margaret Hamilton? Chances are not many. But why not? These two women achieved two significant firsts....
Blog
Accelerating software engineering through the adoption of Domain-Specific Languages
Part three of our technology series explores IPF’s architecture and principles, highlighting the benefits of interoperable programming frameworks.
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Is monetising data the key to competing in payments?
As competition in payments has increased, data has long been touted as the cure-all for incumbent banks.
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5 ways banks can compete in payments
To develop effective strategies to stay ahead, incumbents must understand who their competitors are and assess how they compare in the key markets.
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Who are banks competing against in payments now?
To develop effective strategies to stay ahead, incumbents must understand who their competitors are and assess how their strengths and weaknesses comp...
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The European Payments Initiative – Back to the Future
In July 2020, a group of sixteen major European banks from five Euro countries announced the launch of the European Payments Initiative (EPI).
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The clash of the frameworks
In the third part of our series exploring the motivations, architecture and principles driving the development of IPF.
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2021 Predictions: Realising the Value of Payments Transformation
The unprecedented events of 2020 showed how unpredictable the future can be, driving a monumental surge in digital adoption and economic impact.
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Why are CQRS and Event Sourcing good options for instant payments?
Discover how CQRS and Event Sourcing power innovation in instant payments with insights from Sirin Sevinc, Senior Solution Architect at IPF.
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Banking on the Future: Why Payments Transformation is the Key to Success
Our latest webinar delved into the noise and misnomers in the payments transformation space and aimed to get to the truth regarding the future of paym...
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5 common software product challenges that require innovative, focused action
Learn how key signs of product challenges shaped our journey to improve and innovate the collaborative IPF payments platform.