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Sibos 2025

Sibos 2025: The Case for Consolidation Continues to Build

But reflecting on our discussions from this year’s show brings clarity, for there is a single unifyi...

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The future of AI payments solutions: Driving intelligent payment platforms with IPF and Generative AI

As an engineering team building the IPF software, we already adopt AI-based approaches internally ac...

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Instant payments in Hungary – no compromise!

An important meeting took place this week in Budapest between the Hungarian National Bank (MNB), Giro, Nets and various financial institutions.

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The business case for RTP – moving past the hub

While payments business leaders are willing to participate in the Clearing House’s RTP scheme, many are struggling to justify the costly adoption of R...

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Some TIPS for the introduction of SCT Inst

At the European Central Bank’s #TIPSapp event on Tuesday there was lots of focus on opportunity, both short-term and longer-term.

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Instant Payments: What can we expect in 2018?

Unless you’ve spent the last 365 days hiding under a rock, you’ll be fully aware that 2017 has been the year of Instant Payments.

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Reactive Systems: It’s Actors All the Way Down

Explore technical learnings from developing Icon’s Instant Payments Framework (IPF), a resilient, always-on instant payments solution.

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Real-Time Payments Adoption in the US: the non-mandated technology adoption - potential risk or benefit for US banks?

The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing.

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Germany's role in the uptake of SEPA instant payments: Fast or slow?

The latest stats from the European Payments Council (EPC), show there are over 400 German Payment Service Providers (PSPs) gearing up to go-live.

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Insights from Money 20/20

This week, the Icon team was at Money 20/20, where we saw a lot of discussion around the new ways in which consumers are interacting with their money.

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Insights from Sibos 2017: It's time to think about the corporate

At the recent Sibos 2017 conference in Toronto, one theme rang out loud and clear – it’s time to think about the corporate.

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Are traditional hubs a good fit for instant payments?

Any mention of payments and multiple schemes, and the gurus are quick to respond with an “industry leader payments hub” as your go-to solution.

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Taking Care of Business – The US Approach to Real Time Payments

The US has always been more business-friendly than the Old World, and New York is peppered with temples to industry built by 19th century tycoons.

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PSD2 Set to Topple Europe’s ‘House Of Cards’ by 2027

PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.

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PSD2 and Instant Payments - Membership has its privileges

In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).

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Insights from EBAday 2017

It’s fair to say that Dublin in the June sunshine was out to impress the financial world attending the European Banking Association’s 12th annual cong...

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The ERPB Highlights the Holes in PSD2

Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.

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Why SEPA Inst is set to become standard

SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe.