Processing the Future: AI in Payments
AI in Payments is no longer a future consideration. It’s here and banks that have yet to develop a c...
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Architecture-as-Code: Testing theories out in the real world
Over the last couple of years at Icon, we’ve been assisting several of our clients with their explor...
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The journey to RTP in Canada
Canada has been a leader in mobile and app-based banking technology but the same cannot be said for the speed of their Real Time Payments implementati...
Blog
Can legacy solutions meet tomorrow's payments demands?
Examine the limits of legacy systems and explore how banks can modernise to meet tomorrow’s real-time payment demands.
Blog
Request to Pay – the potential is clear
This week Icon Solutions had the pleasure of hosting a discussion around the UK’s New Payments Architecture, focusing on the Request to Pay (RtP) serv...
Blog
Payments - an unexpected catalyst for innovation
Germany is undergoing something of a fintech renaissance, with startups like challenger bank Number 26 taking advantage of the culture of innovation.
Blog
Displacing card payments – beyond just technology
Understand why displacing card payments requires more than technology, including trust, adoption, and new business models.
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Monetising the UK’s new Request to Pay (RtP) service
Having just attended the Pay.UK (formerly known as New Payment System Operator (NPSO)) progress update event, there is a good amount of excitement.
Blog
Open Banking - Learning from past successes
Open Banking is transforming the financial services market. There is no doubt about that.
Blog
Drawing the Line on Payment Messages
Discover how structured payment messaging standards can improve efficiency, compliance, and innovation in the financial ecosystem.
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EBAday 2018 and avoiding the instant payments ‘cliché’
There was one overwhelming take away for me from EBAday in Munich. It was that the phrase “instant payments are the new normal” has become meaningless...
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Reactive Systems: Let's write a TFTP server with: Akka
The past two posts in our series on building reactive systems have dealt with the topics of performance and fault-tolerance.
Blog
The difference between fast and real-time
Is faster good enough, or does real-time require building entirely new rails?
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Optimizing your Chances of Real-time Payments Success
“Been there, done that, got the scars to prove it!” Experience is a great thing, but it’s sometimes painful to get it the hard way.
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Leveraging Instant Payments to future proof your payments architecture
What options do Banks have for meeting the demand for Instant Payments and protecting their payments business from market disruptors?
Blog
Reactive Systems: How to Fail Nicely
In the previous post in this series, we talked about the performance and scalability benefits that we get from actors and the actor system.
Blog
Instant payments in Hungary – no compromise!
An important meeting took place this week in Budapest between the Hungarian National Bank (MNB), Giro, Nets and various financial institutions.
Blog
The business case for RTP – moving past the hub
While payments business leaders are willing to participate in the Clearing House’s RTP scheme, many are struggling to justify the costly adoption of R...