Blogs

PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.

In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).

It’s fair to say that Dublin in the June sunshine was out to impress the financial world attending the European Banking Association’s 12th annual cong...

Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.

SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe.

PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will be able to pay directly from their bank accounts...

The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train....

As a European directive, PSD2 has to be transposed into UK law.

Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.

The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space.

Over the last couple of weeks the media agenda has been dominated by Payment Services Directive Two (PSD2), and unfortunately not for the right reason...

I was recently on a panel at NextGen Banking Nordics, discussing PSD2 where I was pretty critical of the draft Regulatory Technical Standards (RTS).

Fragmentation has become a very real challenge for the industry as instant payment schemes are being implemented on a country by country basis.

Gain insight into the evolving faster payments landscape and how banks can stay competitive in a rapidly changing environment.

A milestone year: as I turn 50, my son 21, and my daughter 18, we plan to mark it with a life-affirming climb up Mount Kilimanjaro.