Can your bank actually handle Tokenised Money - or just talk about it?
Banks have spent years watching the digital asset space with cautious curiosity. That luxury is gone...
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Tokenised Deposits – Are they the future of Payments?
The payments landscape is evolving rapidly, with growing interest in how digital money can move fast...
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Real-Time Payments Adoption in the US: potential risks or benefits?
The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing.
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Germany's role in the uptake of SEPA instant payments: Fast or slow?
The latest stats from the European Payments Council (EPC), show there are over 400 German Payment Service Providers (PSPs) gearing up to go-live.
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Insights from Money 20/20
This week, the Icon team was at Money 20/20, where we saw a lot of discussion around the new ways in which consumers are interacting with their money.
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Insights from Sibos 2017: It's time to think about the corporate
At the recent Sibos 2017 conference in Toronto, one theme rang out loud and clear – it’s time to think about the corporate.
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Are traditional hubs a good fit for instant payments?
Any mention of payments and multiple schemes, and the gurus are quick to respond with an “industry leader payments hub” as your go-to solution.
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Taking Care of Business – The US Approach to Real Time Payments
The US has always been more business-friendly than the Old World, and New York is peppered with temples to industry built by 19th century tycoons.
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PSD2 Set to Topple Europe’s ‘House Of Cards’ by 2027
PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.
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PSD2 and Instant Payments - Membership has its privileges
In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).
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Insights from EBAday 2017
It’s fair to say that Dublin in the June sunshine was out to impress the financial world attending the European Banking Association’s 12th annual cong...
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The ERPB Highlights the Holes in PSD2
Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.
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Why SEPA Inst is set to become standard
SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe.
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PSD2 and SCTInst: A threat to card payments in Europe?
PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will be able to pay directly from their bank accounts...
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Payments, the internet of things, and the end of civilisation as we know it
The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train....
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The Treasury’s view of PSD2: A step in the right direction?
As a European directive, PSD2 has to be transposed into UK law.
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Instant Payments and the Reactive Manifesto
Over the last year, we’ve been talking with many banks and payment service providers about the challenges of instant payments.
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Post-PSD2: What Will Banking Look Like?
The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space.