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Processing the Future: AI in Payments

AI in Payments is no longer a future consideration. It’s here and banks that have yet to develop a c...

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Architecture-as-Code: Testing theories out in the real world

Over the last couple of years at Icon, we’ve been assisting several of our clients with their explor...

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Some TIPS for the introduction of SCT Inst

At the European Central Bank’s #TIPSapp event on Tuesday there was lots of focus on opportunity, both short-term and longer-term.

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Instant Payments: What can we expect in 2018?

Unless you’ve spent the last 365 days hiding under a rock, you’ll be fully aware that 2017 has been the year of Instant Payments.

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Reactive Systems: It’s Actors All the Way Down

Explore technical learnings from developing Icon’s Instant Payments Framework (IPF), a resilient, always-on instant payments solution.

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Real-Time Payments Adoption in the US: potential risks or benefits?

The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing.

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Germany's role in the uptake of SEPA instant payments: Fast or slow?

The latest stats from the European Payments Council (EPC), show there are over 400 German Payment Service Providers (PSPs) gearing up to go-live.

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Insights from Money 20/20

This week, the Icon team was at Money 20/20, where we saw a lot of discussion around the new ways in which consumers are interacting with their money.

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Insights from Sibos 2017: It's time to think about the corporate

At the recent Sibos 2017 conference in Toronto, one theme rang out loud and clear – it’s time to think about the corporate.

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Are traditional hubs a good fit for instant payments?

Any mention of payments and multiple schemes, and the gurus are quick to respond with an “industry leader payments hub” as your go-to solution.

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Taking Care of Business – The US Approach to Real Time Payments

The US has always been more business-friendly than the Old World, and New York is peppered with temples to industry built by 19th century tycoons.

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PSD2 Set to Topple Europe’s ‘House Of Cards’ by 2027

PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.

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PSD2 and Instant Payments - Membership has its privileges

In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).

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Insights from EBAday 2017

It’s fair to say that Dublin in the June sunshine was out to impress the financial world attending the European Banking Association’s 12th annual cong...

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The ERPB Highlights the Holes in PSD2

Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.

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Why SEPA Inst is set to become standard

SCT Inst – or SEPA Instant Credit Transfers – is set to completely change the way that payments are made across Europe.

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PSD2 and SCTInst: A threat to card payments in Europe?

PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will be able to pay directly from their bank accounts...

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Payments, the internet of things, and the end of civilisation as we know it

The internet of things (IoT) is at the peak of the hype cycle, so it’s not surprising to find payment companies trying to jump aboard the gravy train....