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Cyber security and data protection information privacy internet technology. Global network security. Businessman working on laptop with padlock protecting business and financial data.

Commercial VRPs: The next phase of Open Banking

On 2nd June 2026, UK Payments Initiative Ltd (UKPI) announced the launch of a new payment scheme des...

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Fragmentation: The Hidden Barrier to Digital Money at Scale

Digital asset adoption across Europe is gathering real pace. Regulatory frameworks are maturing, pil...

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Cyber security and data protection information privacy internet technology. Global network security. Businessman working on laptop with padlock protecting business and financial data.

Commercial VRPs: The next phase of Open Banking

Discover how commercial Variable Recurring Payments are set to revolutionize open banking, enhancing consumer control and streamlining payment experie...

Blog

Fragmentation: The Hidden Barrier to Digital Money at Scale

Explore the challenges of fragmentation in digital payments and how banks can unify their infrastructure to harness the full potential of digital asse...

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Processing the Future: AI in Payments

Discover how AI is transforming payments, enhancing efficiency, compliance, and customer experience. Learn why banks must act now to remain competitiv...

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Can banks actually handle Tokenised Money - or just talk about it?

Banks face urgent challenges and opportunities with the rise of stablecoins in payments. Discover strategies to adapt and thrive in this evolving land...

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Tokenised Deposits – Are they the future of Payments?

Explore the potential of tokenised deposits in transforming payments, their benefits, challenges, and recent UK initiatives shaping the future of fina...

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The Fintech Trends Shaping 2026: My Payments, My Way

How ISO 20022, alternative clearing models, and AI advancements will shape the payments industry by 2026, driving consolidation and innovation in bank...

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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

Banks must adapt to the growing payment fragmentation by embracing strategic consolidation to support diverse and evolving payment systems efficiently...

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Navigating change in an uncertain world

Banks are leveraging collaboration and AI to navigate uncertainty and innovate in payments, as highlighted at our Annual European Payments Conference.

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The future of AI payments solutions: Driving intelligent payment platforms with IPF and Generative AI

Discover how Generative AI and IPF are revolutionizing payment solutions, enabling developers to focus on complex problems while automating mundane ta...

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The time is now for banks to reimagine payments processing

The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.

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How can ISO 20022 help banks to better manage financial crime risks?

The deployment and usage of global payment message standards enabled by ISO 20022 provides many benefits for processing banks and regulators.

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What are the key considerations for adopting Request to Pay technology?

Considering Request to Pay? Here are the key factors for adoption, from technology and standards to consumer demand and industry readiness.

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Request to Pay – Where is the Industry Heading?

Request to Pay, which allows payees to initiate requests for payments within a secure messaging channel – are creating opportunities for enhanced paym...

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Request to Pay: What is it and how close is the industry to adoption?

The concept of Request to Pay is simple. By enabling a secure messaging channel between the biller and the payer.

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Celebrating the women at Icon Solutions

Highlighting the achievements of women at Icon Solutions and the vital role they play in shaping the future of payments and technology.

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Request to Pay – the potential is clear

This week Icon Solutions had the pleasure of hosting a discussion around the UK’s New Payments Architecture, focusing on the Request to Pay (RtP) serv...