Building faster isn’t the same as delivering value
Rethinking the payment delivery operating model There’s no shortage of opinion on AI in payments, an...
Read more.png)
RESOURCES
Blogs
Featured content
Why AI agents need a context layer in financial services
Many banks have taken agentic AI to proof of concept, but far fewer have taken it into production. T...
Read more
Blog
Building faster isn’t the same as delivering value
Explore how banks can align business and engineering to enhance payment services, ensuring faster delivery translates into real customer value.
Blog
From Build vs Buy to "My Payments, My Way"
Explore the evolving landscape of payments modernisation, focusing on the build vs. buy debate and how banks can leverage flexible frameworks for succ...
Blog
Shaping the future of UK retail payments
Learn how the Retail Payments Infrastructure Board is shaping the future of UK retail payments, focusing on core infrastructure and strategic innovati...
Blog
.jpg)
The Digital Euro: Transforming Europe’s Payments Landscape
Explore the implications of the digital euro as it transforms European payments, ensuring public money remains accessible in a digital age.
Blog
Commercial VRPs: The next phase of Open Banking
Commercial variable recurring payments (cVRPs) are the next phase of open banking. What the move from sweeping VRPs to cVRPs means for banks and payer...
Blog
Fragmentation: The Hidden Barrier to Digital Money at Scale
Explore the challenges of fragmentation in digital payments and how banks can unify their infrastructure to harness the full potential of digital asse...
Blog
Processing the Future: AI in Payments
Discover how AI is transforming payments, enhancing efficiency, compliance, and customer experience. Learn why banks must act now to remain competitiv...
Blog
Can banks actually handle Tokenised Money - or just talk about it?
Stablecoins have moved from speculation to real payments. What tokenised money means for banks, from deposit flight to core banking integration.
Blog
Tokenised Deposits – Are they the future of Payments?
Are tokenised deposits the future of payments? Their benefits and challenges, plus UK initiatives such as GBTD (Great Britain Tokenised Deposit).
Blog
The Fintech Trends Shaping 2026: My Payments, My Way
How ISO 20022, alternative clearing models, and AI advancements will shape the payments industry by 2026, driving consolidation and innovation in bank...
Blog
.jpg)
Payment fragmentation is here to stay, and banks must adapt
Banks must adapt to the growing payment fragmentation by embracing strategic consolidation to support diverse and evolving payment systems efficiently...
Blog
Navigating change in an uncertain world
Banks are leveraging collaboration and AI to navigate uncertainty and innovate in payments, as highlighted at our Annual European Payments Conference.
Blog
The future of AI payments solutions: Driving intelligent payment platforms with IPF and Generative AI
How Generative AI and the Icon Payments Framework (IPF) work together in AI payments solutions – and why AI alone is no magic bullet for development.
Blog
The time is now for banks to reimagine payments processing
The rapid convergence of emerging technologies and evolving business models is presenting banks with systemic and operational challenges.
Blog
How can ISO 20022 help banks to better manage financial crime risks?
How richer ISO 20022 payment data helps banks manage financial crime risk – from AML checks and sanctions screening to detecting APP fraud.
Blog
What are the key considerations for adopting Request to Pay technology?
Considering Request to Pay? Here are the key factors for adoption, from technology and standards to consumer demand and industry readiness.