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Cyber security and data protection information privacy internet technology. Global network security. Businessman working on laptop with padlock protecting business and financial data.

Commercial VRPs: The next phase of Open Banking

On 2nd June 2026, UK Payments Initiative Ltd (UKPI) announced the launch of a new payment scheme des...

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Fragmentation: The Hidden Barrier to Digital Money at Scale

Digital asset adoption across Europe is gathering real pace. Regulatory frameworks are maturing, pil...

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Why aren't banks extracting value from payments data?

As traditional financial institutions compete with big tech and fintech players, extracting value from payments data has become paramount.