From Build vs Buy to "My Payments, My Way"
The question we used to ask For years, the opening conversation with a bank considering payments mod...
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Why UK banks must close the data governance gap
UK banks are facing mounting enforcement action directly attributable to failures in data quality an...
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The cheapest AI token is the one you never use
Discover how smart architecture can minimise AI costs, focusing on efficiency and effective resource use rather than just cheaper models.
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The path to Architecture Nirvana
Discover how to achieve architecture Nirvana by transforming data and functions in your organization, leveraging AI for faster, more effective IT deli...
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Anyone can build anything with AI in an afternoon...right?
Discover the complexities of building AI applications and the essential considerations for successful implementation, governance, and architecture.
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Navigating AI: Why Reference Architectures Guide Enterprise Success
Learn how reference architectures and capability models can transform AI adoption in enterprises, ensuring scalability, governance and strategic align...
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Architecture-as-Code: Testing theories out in the real world
Explore the challenges and insights from implementing Architecture-as-Code, highlighting the importance of data management and AI in real-world applic...
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Designing AI for the long term: The case for vendor independence
The importance of vendor independence in AI for banks, ensuring flexibility, control, and long-term value amidst evolving regulations and technologies...
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A vision for architecture in the new AI-augmented world
As with every paradigm-shifting technology, AI brings with it both game-changing opportunities, but also well-founded concerns.
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Fedwire Migration: The Final ISO 20022 Milestone?
The US has reached the final milestone on its ISO 20022 migration journey.
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Why payments in Europe have entered a new era
One month on, Matt Piper, Head of Solution Consulting at Icon Solutions, reflects on EBAday and insights gained on the state of payments in Europe.
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Tooling up with AI to get a grip on your architecture
“Legacy” is a term often applied to IT, and it brings up connotations of complexity, fragility, rigidity.
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EBAday 2025: Why Banks Must Focus on Resiliency, Flexibility and Consolidation
Banks with a broader focus on consolidation can ensure their payment processing systems are able to support any payment, anytime, anywhere.
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How orchestration frameworks can help banks strike the right chord in payments
In response to rapidly changing payment requirements, more banks are migrating from large monoliths to a microservices approach for payment processing...
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Implementing Verification of Payee: challenges & recommendations
Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.
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An architect’s view on payments transformation with IPF
Icon’s IPF empowers banks to embrace change in payments transformation with flexibility, adaptability, and a resilient framework.
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Navigating Verification of Payee: UK, EU and globally
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.
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National Payments Vision: A constructive step forward
HM Treasury published its National Payments Vision report on 14 November 2024, immediately after the Chancellor gave this year’s Mansion House Speech....