Post Covid-19 there will be no return to the norms of 2019 for banks in the US; with the impact on the behavior and expectations of customers resulting in an overwhelming demand…

Instant payments is no longer the new kid on the block, with over 40 schemes around the world. The question now is how do banks make a return on the investment they’ve…

The payments industry relies on data every day. It is through this data that consumers are able to receive salaries, pay bills and make purchases. But financial institutions are under increasing demand…

There is a lively debate on whether the modern real-time payment infrastructures came into being through regulation or out of commercial necessity and end-user demand. Although regulators are almost always involved in…

The convergence of Open Banking, PSD2 and instant payments are giving rise to new use cases in the payments industry on an almost daily basis. The creation of new customer centric value-added…

  You would think from the many articles, discussion panels and chaotic clamour regarding ISO 20022 in recent years, that it was the new kid on the block. However, ISO 20022 has been slowly…