Blogs

The RPIB will develop the full strategy for the UK’s retail payments infrastructure, establishing clear priorities and timelines.

Verification of Payee (VoP) is a requirement for financial institutions in SEPA countries introduced by the EU's Instant Payment Regulation.

Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.

Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.

This blog explores the EU's Instant Payments Regulation and key challenges for banks along with what banks can do to resolve them. 

On 28th June 2023, the European Commission (EC) set out its proposals for ‘modernising payment services and opening financial services data’.

In order to create a market where new schemes like Account-to-Account payments can compete, regulation must play a central role.

Considering Request to Pay? Here are the key factors for adoption, from technology and standards to consumer demand and industry readiness.

Open Banking is transforming the financial services market. There is no doubt about that.

PSD2 and Instant Payments will disrupt retail payments. This piece quantifies the impact—scale, timeline, and areas most affected, with data.

In 2014 Europe started ramping up the rhetoric for building a pan European Instant Payments solution (now known as SCT-Inst).

Insights into PSD2 challenges highlighted by ERPB, with analysis of regulatory gaps and their impact on the European payments landscape.

PSD2 paves the way for a new way to pay online across Europe. Instead of using a card, consumers will be able to pay directly from their bank accounts...

As a European directive, PSD2 has to be transposed into UK law.

The revised Payment Services Directive (PSD2) has been the cause of much hand-wringing in the banking space.

Over the last couple of weeks the media agenda has been dominated by Payment Services Directive Two (PSD2), and unfortunately not for the right reason...