The Fintech Trends Shaping 2026: My Payments, My Way
The payments industry is approaching a decisive inflection point. In 2026, three forces – the mass a...
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Leading Payments Forward: Launching Icon's New Website
Since Icon started back in 2009, we have built hard-won experience that only comes from designing an...
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A vision for architecture in the new AI-augmented world
As with every paradigm-shifting technology, AI brings with it both game-changing opportunities, but also well-founded concerns.
Blog
Tooling up with AI to get a grip on your architecture
“Legacy” is a term often applied to IT, and it brings up connotations of complexity, fragility, rigidity.
Blog
Navigating Verification of Payee: UK, EU and globally
Verification of Payee (VoP) is an additional mandatory layer of payments protection to avoid payments in error and to prevent fraud.
Blog
Why there has never been a better time to consider becoming a direct participant of CHAPS
This blog explores why Payment Service Providers (PSPs) may now wish to consider becoming CHAPS direct participants.
Blog
Commercial Variable Recurring Payments and the implications for banks
This blog explores the opportunities that stand to be realised in the case of commercial Variable Recurring Payments.
Blog
Regulation, opportunities and accelerating payments transformation – takeaways from our IPF Day
Last month, Icon brought together payments professionals from across Europe and the US for our 3rd IPF Day.
Blog
Transforming ISO 20022 payments data for better reporting and analysis
Over recent years, starting with the SEPA scheme, and now with SWIFT and CHAPS, there has been a convergence onto the ISO 20022 standard messaging for...
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Fighting fraud: How to enhance financial crime prevention without breaking the bank
Financial crime is on the rise, and it is costing billions. New research shows UK financial services organisations are collectively spending £34.2 bil...
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The Future of Payments - Time to Take Off the Blinkers
Instant payments, characterised by their speed and availability, are transforming the financial landscape across the globe.
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Adventures in AI: Addressing a Fundamental Challenge Facing Banks’ ISO 20022 Migrations
A Celent survey shows 73% of corporate banks see revenue gains from advanced analytics, with AI and automation leading future investments.
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Modernise Payment Reconciliations and Investigations to reduce operational cost and increase efficiencies
Financial institutions must have an efficient Reconciliation and Investigation (R&I) capability to minimise financial risk.
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Hype, hope or holy grail? Unlocking new opportunities in payments processing with AI
A recent survey conducted by Celent found that 73% of corporate banks have reported clear revenue benefits from investment in advanced data analytics.
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Core banking transformation: Key considerations for success
The banking industry is having a significant transformation across its various business domains, and core banking has been one of the key areas of foc...
Blog
The Future of Payments – Will I Need to Wear Shades?
At the same time as the Chancellor’s Autumn Statement, a new report by HM Treasury was released – the Future of Payments Review report.
Blog
How Can Banks Take Control of Their Payments Transformation in 2024?
In the first blog of our two-part predictions series, we explored the key technological and regulatory trends shaping the payments landscape in 2024.
Blog
2024 Predictions: Payments Trends to Watch This Year
Amid margin pressures, banks face 2024 with challenges and opportunities. Explore key trends in cross-border payments, digital currencies & AI.