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Building faster isn’t the same as delivering value

Rethinking the payment delivery operating model There’s no shortage of opinion on AI in payments, an...

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Why AI agents need a context layer in financial services

Many banks have taken agentic AI to proof of concept, but far fewer have taken it into production. T...

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Stability first: Exploring the Bank of England’s approach to payments innovation

How the Bank of England approaches innovation in money and payments – wholesale, retail and cross-border – and why stability comes first.

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Transforming ISO 20022 payments data for better reporting and analysis

Why ISO 20022 message structures are hard to report on, and how an ISO 20022 data model makes payments data easier to query and analyse.

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The Future of Payments – Will I Need to Wear Shades?

At the same time as the Chancellor’s Autumn Statement, a new report by HM Treasury was released – the Future of Payments Review report.

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Do agile projects need Solution Architects?

Increasingly, software development in large organisations is moving to agile methods, primarily Scrum. Where does solution architecture fit in?