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Cyber security and data protection information privacy internet technology. Global network security. Businessman working on laptop with padlock protecting business and financial data.

Commercial VRPs: The next phase of Open Banking

On 2nd June 2026, UK Payments Initiative Ltd (UKPI) announced the launch of a new payment scheme des...

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Fragmentation: The Hidden Barrier to Digital Money at Scale

Digital asset adoption across Europe is gathering real pace. Regulatory frameworks are maturing, pil...

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Cyber security and data protection information privacy internet technology. Global network security. Businessman working on laptop with padlock protecting business and financial data.

Commercial VRPs: The next phase of Open Banking

Discover how commercial Variable Recurring Payments are set to revolutionize open banking, enhancing consumer control and streamlining payment experie...

Blog

Fragmentation: The Hidden Barrier to Digital Money at Scale

Explore the challenges of fragmentation in digital payments and how banks can unify their infrastructure to harness the full potential of digital asse...

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Navigating AI: Why Reference Architectures Guide Enterprise Success

Learn how reference architectures and capability models can transform AI adoption in enterprises, ensuring scalability, governance and strategic align...

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Processing the Future: AI in Payments

Discover how AI is transforming payments, enhancing efficiency, compliance, and customer experience. Learn why banks must act now to remain competitiv...

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Architecture-as-Code: Testing theories out in the real world

Explore the challenges and insights from implementing Architecture-as-Code, highlighting the importance of data management and AI in real-world applic...

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AI vendor independence

Designing AI for the long term: The case for vendor independence

The importance of vendor independence in AI for banks, ensuring flexibility, control, and long-term value amidst evolving regulations and technologies...

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Can banks actually handle Tokenised Money - or just talk about it?

Banks face urgent challenges and opportunities with the rise of stablecoins in payments. Discover strategies to adapt and thrive in this evolving land...

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Tokenised Deposits – Are they the future of Payments?

Explore the potential of tokenised deposits in transforming payments, their benefits, challenges, and recent UK initiatives shaping the future of fina...

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Payment consolidation

Any payment, anytime, anywhere: The case for a framework-led approach

A framework-led approach to payments infrastructure helps banks navigate a fragmented, regulated landscape, ensuring resilience and future readiness.

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How Agentic AI is redefining regulatory change

Transforming compliance with Agentic AI: automate regulatory workflows, reduce compliance lag, and enhance real-time risk detection.

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Data-Modelling: fundamental to Enterprise Change

Explore how data modelling is crucial in enterprise change, ensuring alignment, and preserving organisational knowledge for long-term success.

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The Fintech Trends Shaping 2026: My Payments, My Way

How ISO 20022, alternative clearing models, and AI advancements will shape the payments industry by 2026, driving consolidation and innovation in bank...

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Leading Payments Forward: Launching Icon's New Website

Our new website reflects the global fintech we have become and how our solutions are helping our clients across the world to lead payments forward.

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A Step Closer to Reality? Update on the UK's National Payment Vision

The RPIB will develop the full strategy for the UK’s retail payments infrastructure, establishing clear priorities and timelines.

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Payments fragmentation

Payment fragmentation is here to stay, and banks must adapt

Banks must adapt to the growing payment fragmentation by embracing strategic consolidation to support diverse and evolving payment systems efficiently...

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Navigating change in an uncertain world

Banks are leveraging collaboration and AI to navigate uncertainty and innovate in payments, as highlighted at our Annual European Payments Conference.