Watch our IPF animation and download the Celent research
IPF - the 'grow your own' payments solution for global banks
The world of banking is evolving at a rapid pace. Increasing complexity in the payments' ecosystem puts pressure on both banks and their customers.
Banks today must content with outdated and unsustainable 'payment factories' that can neither cope with modern-day challenges nor deliver rich opportunities to run payments as a business.
That's where IPF, Icon Solutions' flexible, cloud-native payments framework, comes in.
Powered by innovative technology and a set of advanced practices, our 'grow your own' solution delivers end-to-end coverage across the payments value chain so leading banks can take back control.
Watch the short video below to see how IPF can enable your payment solutions to prosper sustainably and self-sufficiently.
![front cover research](https://artdivision327.wpenginepowered.com/wp-content/uploads/2022/10/front-cover-research.jpg)
The model used by most banks for processing account-to-account payments is under strain. Despite payment services being mission critical, a bank’s payment operations are largely viewed as a cost centre. Crucially, margins are being squeezed from all sides, making current approaches increasingly unsustainable. Engaging a third-party processor or taking a PaaS proposition from a vendor are two options that are gaining traction, and offer clear alternatives to managing this internally. However, this shift is also a commercial opportunity for those banks prepared to enter the market.
To better understand these challenges, Icon commissioned Celent to carry out research exploring the payment processing opportunities for banks, where they surveyed and interviewed senior executives at several tier 1 banks.
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