Whitepapers

Developing A Futureproof Payments Market Infrastructure

Date: 7th June 2022

Payments Market Infrastructures (PMIs) are critical to the stability of the global economy, comprising the various systems that enable safe, efficient and open payments. Yet, the rapid transformation of the payments industry...

Competing in Payments

Date: 18th February 2021

For decades, incumbent banks have held a leadership position in the payments business and enjoyed high fees, healthy margins and limited competition. But as the payments ecosystem expands, these incumbents find themselves competing...

The move towards payments digitization in the US – it’s time to accelerate

Date: 9th September 2020

Post Covid-19 there will be no return to the norms of 2019 for banks in the US; with the impact on the behavior and expectations of customers resulting in an overwhelming demand...

Busting the Myths of Payments Transformation

Date: 9th June 2020

Payments transformation has emerged as perhaps both the single biggest opportunity, and challenge, for banks. Given the proven link between successful payments transformation and payments profitability the potential rewards are huge. But...

Maximising the value of investments in instant payments

Date: 20th February 2020

Instant payments is no longer the new kid on the block, with over 40 schemes around the world. The question now is how do banks make a return on the investment they’ve...

Leveraging ISO 20022 to extract value from data

Date: 3rd October 2019

The payments industry relies on data every day. It is through this data that consumers are able to receive salaries, pay bills and make purchases. But financial institutions are under increasing demand...