Expectation versus reality for payments data monetisation

Identifying the data-led services corporates want

Despite the vast amount of customer data that banks sit on, the ability to use it to add value to corporate clients and generate revenue has proved elusive. 


There is now a concerted effort to address this challenge. Banks are reconceptualising data as a “strategic asset”, and investment in initiatives to monetise payments data has doubled in the past year. But for these to be successful, it is crucial to understand where the concrete opportunities lie, how potential can be translated into action, and the considerations that should be taken into account.


Through interviews with 168 senior bank executives and 217 corporate treasurers and CFOs, a new report published by Celent in partnership with Icon Solutions and MongoDB delivers fresh insight to better understand respective strategies, pain points and challenges, and the specific services that will enable banks to monetise data.

RESEARCH

Expectation versus reality for payments data monetisation

Insights include:

  • An overview of why investment in payments data monetisation is growing
  • Insight into which value-added services corporates will pay for
  • Why inaction risks higher churn rates
  • Why data monetisation is a product strategy, not a product.

RESEARCH

The Payments Transformation Race: Criteria for Success

Insights include:

  • There is a clear link between the prioritisation of payments transformation and long-term ROI and benefits for banks.
  • Payments are struggling to maintain profitability hurdles as the totaL cost of operation (TCO) continues to rise and margins continue to thin.
  • Banks are struggling to implement a payments revenue model that moves away from thinning transactional fees, and instead leverages the value of payments data.
  • Banks will need to invest in new technologies and build collaborative partnerships to accelerate transformation and enable cost savings.
  • Banks that have a clear and robust payments transformation plan are more profitable than their competitors, widening the gap between the winners and losers in the transformation race.

79% of banks believe that demand for data-led services among their corporate clients is increasing.

Want to find out more about the research?

Discussions on the research

Explore our featured insights on the payments data monetisation research 

INTERVIEW

FinextraTV

Thomas Halpin, Managing Director, Head of Payment Products, HSBC and Head of Payments Consulting, Icon Solutions, speak to FinextraTV about the recent report ‘Expectation versus reality for payments data monetisation: Identifying the data-led services corporates want’.


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BLOG

Understanding the realities of data monetisation

The number of banks identifying payments data monetisation as a key strategic priority has doubled in the past two years. Yet, it is clear that banks’ expectations don’t always match the reality when it comes to payments data monetisation.


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BLOG

What does it mean for corporate treasurers?

79% of banks recognise that demand for data-led services among their corporate clients is increasing. But what does this mean for corporate treasurers, and how can this shifting dynamic support the ongoing evolution of the treasury function?


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WEBINAR

Expectation versus reality for payments data monetisation 

Using the results of new primary research conducted by leading industry analyst house, Celent, and commissioned by Icon Solutions and MongoDB, this session delivers fresh insight to better understand respective strategies, pain points and challenges, and the specific services that will enable banks to monetise data.


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WEBINAR HIGHLIGHTS

Icon Solutions’ recent webinar highlights

Highlights from our recent webinar where Toine van Beusekom, Strategy Director, Payments at Icon Solutions, Boris Bialek, Global Head of Enterprise Modernization at MongoDB, Kieran Hines, Senior Analyst at Celent and Krystle Ritchens, Head of EMEA Payments at J.P. Morgan discussed the topic of ‘Expectation versus reality for payments data monetisation.’


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why payments data monetisation is a key strategic priority for banks

Payments data monetisation infographic

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