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Displacing card payments – beyond just technology

  At Icon we firmly believe that the combination of APIs and Instant Payments will provide a powerful alternative to card payments, particularly in e-and m-commerce. And it’s not just our belief…

Reactive Systems: Let’s write a TFTP server with: Akka

  Welcome back! The past two posts in our series on building reactive systems have dealt with the topics of performance and fault-tolerance. In this post I’m going to talk about resilience,…

Reactive Systems: How to Fail Nicely

  In the previous post in this series, we talked about the performance and scalability benefits that we get from actors and the actor system. I also briefly mentioned fault tolerance and…

Reactive Systems: It’s Actors All the Way Down

  Much of what we write about on the Icon blog is instant payments and instant payment adoption around the world. This blog is part of a series, which aims to bring…

Canada embraces Real-time Payments as a platform for future innovation

  In the Canadian market, both consumers and banks have been early adopters when it comes to banking innovation, whether it is mobile, desktop or behind the scenes technology. Canadian consumers generally expect,…

Real-Time Payments Adoption in the US: the non-mandated technology adoption – potential risk or benefit for US banks?

  The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing for the clearance and settlement of funds between banks. The event is significant…